2796 Palastro Way, Ocoee, FL 34761 Property Records

Orange County property record for 2796 Palastro Way, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,380 sqft · built 2005
Lot Size	0.22 acres (9,562 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,088 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-22-28-9247-02-220`

Property Details

APN / Parcel Number

Primary APN	`06-22-28-9247-02-220`
Alternative APNs	`282206924702220` `227544` `232387` `236955`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,380 sqft Living Area
Gross Area	3,324 sqft
1st Floor Area	2,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,562 sqft (0.22 acres)
Garage Type	Attached
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2796 PALASTRO WAY
City	OCOEE
State	FL
Zip	34761-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	WESTYN BAY - PHASE 2 57/104 LOT 222
Legal Range	28E
Legal Township	22S
Legal Section	06
Legal Subdivision	WESTYN BAY PH 2
Legal Phase	2
Legal Tract	9247
Legal Block	2
Legal Lot Number	222
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	3
Census Block	3003
Census Tract	17506

Owner

Source: Orange County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2796 PALASTRO WAY, OCOEE, FL 34761-5024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC
Jun 20, 2022	Warranty Deed, Transfer · Conventional Mortgage QUONTIC BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2024
Deed Sale	Jul 19, 2024
Prior Sale	Jun 20, 2022 · Amount on Record
Deed Document Number	2024418713
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Apr 20, 2026
Property Address	2796 PALASTRO WAY, OCOEE, FL 34761-5024
Document Number	0000221486
Instrument Date	Apr 7, 2026
Instrument	2026221486
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 PALASTRO WAY, OCOEE, FL 34761-5024
Investor	Possibly a Property Investor

Mortgage

Document Number	0000221486,
Date	Apr 20, 2026
Instrument	2026221486

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 20, 2022
Property Address	2796 PALASTRO WAY, OCOEE, FL 34761-5024
Document Number	0000382233
Map Reference	MB 57 PG 104-106
Instrument Date	Jun 17, 2022
Instrument	20220382233
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3754 CREEKSIDE DR, 3754, SEBRING, FL 33875-4756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 PALASTRO WAY, OCOEE, FL 34761-5024

Mortgage

Document Number	0000382234
Date	Jun 20, 2022
Instrument	20220382234

Lender

Name	QUONTIC BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,870 (-1.17%) Land $115,000 Building $304,870	$419,870 (-1.17%) Land $115,000 Building $304,870
2025	$7,088.00 (-2.9%)	$424,830 (+9.5%) Land $115,000 Building $309,830	$424,830 (+9.5%) Land $115,000 Building $309,830
2024	$7,300.00 (+5.58%)
2023	$6,914.00 (+19.04%)	$387,960 (+17.82%) Land $115,000 Building $272,960	$387,960 (+17.82%) Land $115,000 Building $272,960
2022	$5,808.00	$329,271 Land $100,000 Building $229,271	$329,271 Land $100,000 Building $229,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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