Hamilton County property record for 2796 Keystone Dr, Cincinnati, OH 45230
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,963 sqft · built 1990 |
| Lot Size | 0.332 acres (14,505 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,076 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-0006-0041-00 |
| Primary APN | 003-0006-0041-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,963 sqft Living Area |
| 1st Floor Area | 1,163 sqft |
| 2nd Floor Area | 800 sqft |
| Upper Floors Area | 800 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 14,505 sqft (0.332 acres) |
| Lot Dimensions | 210 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2796 KEYSTONE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45230-1140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE DR 70 X 210.02 IRR RE-SUB OF LOTS 1 THRU8-15-16 |
| Legal Subdivision | BUSCHS THIRD SUB |
| Legal Lot Number | 1 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4604 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2796 KEYSTONE DR, CINCINNATI, OH 45230-1140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 6, 2017 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2003 |
| Deed Sale | Dec 1, 2003 |
| Prior Sale | Dec 1, 2003 |
| Deed Document Number | 03-534951 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 22, 2026 |
| Property Address | 2796 KEYSTONE DR, CINCINNATI, OH 45230-1140 |
| Document Number | 0000049617 |
| Book / Page | 15691 / 1622 |
| Instrument Date | May 19, 2026 |
| Instrument | 202649617 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2796 KEYSTONE DR, CINCINNATI, OH 45230-1140 |
| Document Number | 0000049617, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 15691/1622 |
| Instrument | 202649617 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2796 KEYSTONE DR, CINCINNATI, OH 45230-1140 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2796 KEYSTONE DR, CINCINNATI, OH 45230-1140 |
| Document Number | 0000026045 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 15150/256 |
| Instrument | 2024-0026045 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 25, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2796 KEYSTONE DR, CINCINNATI, OH 45230-1140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050543 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 17-0050543 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | May 1, 2027 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,076.00 (+3.12%) | $98,532 (-) Land $13,055 Building $85,477 | |
| 2024 | $5,892.00 (-2.21%) | $98,532 (-) Land $13,055 Building $85,477 | |
| 2023 | $6,025.00 (+11.04%) | $98,532 (+23.82%) Land $13,055 Building $85,477 | $281,520 (+23.82%) Land $37,300 Building $244,220 |
| 2022 | $5,426.00 Homeowner's exemption | $79,580 Land $10,630 Building $68,950 | |
| 2020 | $227,370 Land $30,370 Building $197,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Aug 1980 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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