2796 E Cotton Ct, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2796 E Cotton Ct, Gilbert, AZ 85234 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms5 Baths
Year BuiltBuilt 2002
Square Footage3,745 sqft Living Area
Lot Size9,809 sqft (0.225 acres)
OccupancyOwner Occupied
Last Sale$490,000 (2005)
Tax Bill$3,540.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-14-896

Interior

Full Baths5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Building Area3,745 sqft Living Area
1st Floor1,894 sqft 1st Floor
2nd Floor1,851 sqft 2nd Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2002
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area9,809 sqft (0.225 acres)
Parking Spaces3 Parking Spaces
Patio Area132 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2796 E COTTON CT
CityGILBERT
StateAZ
Zip85234-6389
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGLEY GROVES WEST MCR 510-15
Legal Range06E
Legal Township01S
Legal Section10
Legal QuarterSW
Legal Quarter QuarterSE
Legal SubdivisionHIGLEY GROVES WEST
Legal Lot Number322
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup2
Census Block2000
Census Tract422656

Owner

Source: Maricopa County records · APN 304-14-896

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2796 E COTTON CT, GILBERT, AZ 85234-6389
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Mar 10, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Feb 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Apr 11, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
MUTUAL OF OMAHA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 14, 2005 · Amount on Record
Deed SaleMar 14, 2005 · Amount on Record
Prior SaleMay 05, 2005
Deed Doc Number0000310899
Last Transfer DateApr 11, 2018
Transfer Doc0000270162
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2796 E COTTON CT, GILBERT, AZ 85234-6389
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyFIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address2796 E COTTON CT, GILBERT, AZ 85234-6389

Mortgage

Document Number0001205548
DateNov 10, 2021
Instrument20211205548
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2796 E COTTON CT, GILBERT, AZ 85234-6389
Document Number0000245819
Instrument DateMar 10, 2020
Transaction TypeMortgage
Record UpdatedApr 06, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2796 E COTTON CT GILBERT AZ 852346389, GILBERT, AZ 85234-6389

Mortgage

Document Number0000245819
DateMar 23, 2020
Instrument245819
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 22, 2050
Interest
Rate TypeAdjustable Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2796 E COTTON CT, GILBERT, AZ 85234-6389
Document Number0000123127
Instrument DateFeb 07, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2796 E COTTON CT GILBERT AZ 852346389, GILBERT, AZ 85234-6389

Mortgage

Document Number0000123127
DateFeb 13, 2020
Instrument123127
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 12, 2035

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateApr 11, 2018
Property Address2796 E COTTON CT, GILBERT, AZ 85234-6389
Document Number0000270162
Map ReferenceMB 510 PG 15
Instrument DateMar 27, 2018
Instrument20180270162
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2796 E COTTON CT, GILBERT, AZ 85234-6389

Mortgage

Document Number0000270163
DateApr 11, 2018
Instrument20180270163
Lender
NameMUTUAL OF OMAHA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2033

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$70,310 (+2.67%)$703,100 (+2.67%) Land $140,600 Building $562,500
2025$3,540.00 (+3.87%)
2024$68,480$684,800 Land $136,900 Building $547,900
2023$3,408.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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