2796 E Ciana Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 2796 E Ciana Ct, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,857 sqft · built 2021
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Mar 2020)
Tax Bill	$9,053 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-28640-17`

Property Details

APN / Parcel Number

Primary APN	`014-28640-17`
Alternative APN	`53-08-22-400-041.000-008`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,857 sqft Living Area
1st Floor Area	4,676 sqft
Attic	Attic
Attic Area	2,362 sqft
Basement Area	2,578 sqft
Finished Basement	1,338 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Brick
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,181 sqft
Parking Spaces	4 Parking Spaces
Gazebo	277 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	014-28640-17
Street Address	2796 E CIANA CT
City	BLOOMINGTON
State	IN
Zip	47401-8357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	AMBER RIDGE LOT 17
Legal Subdivision	AMBER RIDGE SUBDIVISION
Legal Lot Number	17
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1004
Census Tract	1501

Owner

2796 E Ciana Ct is owned and occupied by an individual who bought it in March 2020.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2796 E CIANA CT, BLOOMINGTON, IN 47401-8357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Construction Mortgage OLD NATIONAL BANK
Mar 9, 2020	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Nov 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on File
Deed Sale	Mar 9, 2020 · Amount on File
Prior Sale	Nov 9, 2018 · Amount on File
Deed Document Number	20203407
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2796 E CIANA CT, BLOOMINGTON, IN 47401-8357
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5547, BLOOMINGTON, IN 47407-5547

Mortgage

Document Number	2021011407
Date	Jun 16, 2021
Instrument	2021011407

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jul 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 9, 2020
Property Address	2796 E CIANA CT, BLOOMINGTON, IN 47401-8357
Document Number	2020003407
Map Reference	CAB C ENV 308
Instrument Date	Mar 5, 2020
Instrument	2020003407
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 E BEARDSLEY DR, BLOOMINGTON, IN 47401-8614

Mortgage

Document Number	2020003408
Date	Mar 9, 2020
Instrument	2020003408

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 9, 2018
Property Address	2796 E CIANA CT, BLOOMINGTON, IN 47401-8357
Document Number	2018015218
Map Reference	CAB C ENV 308
Instrument Date	Nov 5, 2018
Instrument	2018015218
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5311 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9449

Tax Assessment & Valuation

The 2025 property tax bill for 2796 E Ciana Ct was $9,053, down 8.6% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,053.00 (-8.59%)	$1,106,000 Land $90,100 Building $1,015,900	$1,106,000 Land $90,100 Building $1,015,900
2024	$9,904.00
2023		$1,088,900 (+9.09%) Land $90,100 Building $998,800	$1,088,900 (+9.09%) Land $90,100 Building $998,800
2022	$9,181.00	$998,200 Land $90,100 Building $908,100	$998,200 Land $90,100 Building $908,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2796 E Ciana Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2796 E Ciana Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHS WATER CORPORATION private · serves 870 people · EPA ID IN5253015
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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