2796 E Chaparral St, Ontario, CA 91761 Property Records

San Bernardino County property record for 2796 E Chaparral St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,691 sqft · built 1989
Lot Size	0.104 acres (4,510 sqft)
Owner	Individual Name on Record
Tax Bill	$1,099 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0218-801-22-0000`

Property Details

APN / Parcel Number

Primary APN	`0218-801-22-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,691 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,047 sqft
2nd Floor Area	644 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,510 sqft (0.104 acres)
Lot Dimensions	110 ft deep x 41 ft wide
Garage Type	Attached
Garage Area	709 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	583 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2796 E CHAPARRAL ST
City	ONTARIO
State	CA
Zip	91761-9162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 13488-10 LOT 51 TRACT 13488-10 LOT 51 AND INT IN COMMON AREA
Legal Subdivision	13488-10
Legal Tract	13488-10
Legal Block	2
Legal Lot Number	51
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2006
Census Tract	1906

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2796 E CHAPARRAL ST, ONTARIO, CA 91761-9162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 16, 2017	Deed of Trust, Mortgage · VA Mortgage MONSTERLOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2003
Deed Sale	Aug 5, 2003
Prior Sale	Nov 9, 1995 · Amount on Record
Deed Document Number	2003574804
Last Transfer Date	Feb 7, 2012
Transfer Doc	0000062789
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2796 E CHAPARRAL ST, ONTARIO, CA 91761-9162
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 E CHAPARRAL ST, ONTARIO, CA 91761-9162

Mortgage

Document Number	0000018585
Date	Jan 26, 2023
Instrument	2023-0018585

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2796 E CHAPARRAL ST, ONTARIO, CA 91761-9162
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 E CHAPARRAL ST, ONTARIO, CA 91761-9162

Mortgage

Document Number	0000371811
Date	Aug 18, 2021
Instrument	2021-0371811

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2796 E CHAPARRAL ST, ONTARIO, CA 91761-9162
Document Number	0000325497
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 E CHAPARRAL ST ONTARIO CA 917619162, ONTARIO, CA 91761-9162

Mortgage

Document Number	0000325497
Date	Aug 10, 2017
Instrument	325497

Lender

Name	MONSTERLOANS
Address	LAKE FOREST, CA 92630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$277,096 (+2%) Land $94,891 Building $182,205
2025	$1,099.00 (-2.14%) Disabled Person's exemption	$271,662 (+4.04%) Land $93,030 Building $178,632
2023	$1,123.00 (-5.95%) Disabled Person's exemption	$261,113 Land $89,418 Building $171,695
2022	$1,194.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Inyo Networks.

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