2796 E 1900 N, Layton, UT 84040 Property Records

Davis County property record for 2796 E 1900 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,758 sqft · built 1987
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-144-0025`

Property Details

APN / Parcel Number

Primary APN	`09-144-0025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area

Exterior

Year Built	Built 1987
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2796 E 1900 N
City	LAYTON
State	UT
Zip	84040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 25, COTTONWOOD UNIT 1. CONT. 0.25 ACRES
Legal Subdivision	COTTONWOOD UN 01
Legal Lot Number	25
Legal Unit	1
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1020
Census Tract	125908

Owner

Source: Davis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1593 N 2800 E, LAYTON, UT 84040-7792
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jul 21, 2017	Grant Deed, Transfer BANK OF AMERICAN FORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018
Deed Sale	Nov 19, 2018
Prior Sale	Jul 21, 2017
Deed Document Number	3129381
Deed Book / Page	7143 / 0807
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2796 E 1900 N, LAYTON, UT 84040
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07900/1485
Date	Dec 7, 2021
Book Page	7900/1485
Instrument	3441024

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 21, 2017
Property Address	1593 N 2800 E, LAYTON, UT 84040-7792
Document Number	0003034098
Book / Page	006812 / 001784
Instrument Date	Jul 21, 2017
Instrument	3034098
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	BACKMAN TITLE SERVICES, BACKMAN TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1593 N 2800 E LAYTON UT 840407792, LAYTON, UT 84040-7792

Mortgage

Document Number	3034099
Date	Jul 21, 2017
Book Page	006812/001790
Instrument	3034099

Lender

Name	BANK OF AMERICAN FORK
Type	Bank
Address	AMERICAN FORK, UT 84003

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: Davis County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,976.00 (+4.83%)	$312,400 (-42.47%) Land $122,741 Building $189,659	$568,000 (+4.6%) Land $223,166 Building $344,834
2024	$2,839.00 (-2.54%)
2023	$2,913.00 (-5.45%)	$543,000 Land $193,249 Building $349,751	$543,000 Land $193,249 Building $349,751
2022	$3,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 47% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Rise Broadband, T-Mobile, Utah Broadband.

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