2796 Cyrene Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2796 Cyrene Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	5 bd · 7,868 sqft · built 2022
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on Record
Last Sale	$989,187 (Jan 2021)
Tax Bill	$8,904 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-33-01-0-00041-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-33-01-0-00041-00`

Interior

Bedrooms	5 Beds
Total Rooms	8 Rooms
Building Area	7,868 sqft Adjusted Area
1st Floor Area	3,982 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	93,654 sqft (2.15 acres)
Pool Area	800 sqft
Patio Area	700 sqft

Location & Zoning

Street Address	2796 CYRENE DR
City	HERNANDO
State	MS
Zip	38632-9684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	GRAYS CREEK S/D 1ST REV LOT 41
Legal Range	007
Legal Township	03S
Legal Section	33
Legal Subdivision	GRAYS CREEK S/D
Legal Lot Number	41
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2043
Census Tract	71002

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2796 CYRENE DR, HERNANDO, MS 38632-9684
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Line of Credit GREAT OAKS BANK
Feb 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO
Sep 14, 2020	Warranty Deed, Transfer
Sep 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Sep 14, 2020
Deed Book / Page	946 / 82
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2796 CYRENE DR, HERNANDO, MS 38632-9684
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3166 W JEFFERSON LOOP, HERNANDO, MS 38632-5902

Mortgage

Document Number	005175/243
Date	Mar 4, 2021
Book Page	5175/243

Lender

Name	GREAT OAKS BANK
Type	Bank
Address	MARKS, MS 38646

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Feb 24, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2796 CYRENE DR, HERNANDO, MS 38632-9684
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 CYRENE DR, HERNANDO, MS 38632-9684

Mortgage

Document Number	005660/387
Date	Feb 2, 2023
Book Page	5660/387

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 14, 2020
Property Address	2796 CYRENE DR, HERNANDO, MS 38632-9684
Document Number	000932/170
Book / Page	932 / 170
Map Reference	MB 109 PG 6
Instrument Date	Sep 14, 2020
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3166 W JEFFERSON LOOP, HERNANDO, MS 38632-5902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 366, TUNICA, MS 38676-0366

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 4, 2019
Property Address	2796 CYRENE DR, HERNANDO, MS 38632-9684
Document Number	000898/479
Book / Page	0898 / 479
Map Reference	MB 109 PG 6
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2844 CYRENE DR, HERNANDO, MS 38632-9691

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3166 W JEFFERSON LOOP, HERNANDO, MS 38632-5902

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,904.00 (+804.88%)	$110,249 (+1,030.76%) Land $6,500 Building $103,749	$1,102,491 (+1,596.14%) Land $65,000 Building $1,037,491
2023	$984.00	$9,750	$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 62% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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