27951 Sutphen Rd, Defiance, OH 43512 Property Records

Defiance County property record for 27951 Sutphen Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,237 sqft · built 2004
Lot Size	3.33 acres (145,055 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Jul 2021)
Tax Bill	$4,681 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`F120009001904`

Property Details

APN / Parcel Number

Primary APN	`F120009001904`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,237 sqft Living Area
Gross Area	5,482 sqft
1st Floor Area	2,237 sqft
Basement Area	2,237 sqft
Unfinished Basement	2,237 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	145,055 sqft (3.33 acres)
Garage Type	Attached - Unfinished
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	228 sqft
Silo	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	27951 SUTPHEN RD
City	DEFIANCE
State	OH
Zip	43512-6982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 9 S PT NE & E PT SE NE
Jurisdiction	DEFIANCE OH
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2054
Census Tract	958900

Owner

27951 Sutphen Rd is owned and occupied by an individual who bought it in July 2021.

Source: Defiance County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	27951 SUTPHEN RD, DEFIANCE, OH 43512-6982
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA FINANCIAL SERVICES INC
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
Nov 16, 2017	Deed of Trust, Mortgage MIDWEST COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Oct 3, 2003
Deed Document Number	20213978
Deed Book / Page	440 / 1522
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	May 4, 2026
Property Address	27951 SUTPHEN RD, DEFIANCE, OH 43512-6982
Document Number	0000001545
Book / Page	481 / 318
Instrument Date	Apr 29, 2026
Instrument	20261545
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	27951 SUTPHEN RD, DEFIANCE, OH 43512-6982

Mortgage

Document Number	0000001545,
Date	May 4, 2026
Book Page	481/318
Instrument	20261545

Lender

Name	LAKE CITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jul 16, 2021
Property Address	27951 SUTPHEN RD, DEFIANCE, OH 43512-6982
Document Number	440/1522
Book / Page	440 / 1522
Instrument Date	Jul 15, 2021
Instrument	202100003978
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	27951 SUTPHEN RD, DEFIANCE, OH 43512-6982

Mortgage

Document Number	202100003979
Date	Jul 16, 2021
Instrument	202100003979

Lender

Name	HOWARD HANNA FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	27951 SUTPHEN RD, DEFIANCE, OH 43512-6982
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	408/0264
Date	Nov 16, 2017
Book Page	408/0264
Instrument	201700004869

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 28, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	27951 SUTPHEN RD, DEFIANCE, OH 43512-6982
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	408/0259
Date	Nov 16, 2017
Book Page	408/0259
Instrument	201700004868

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 27951 Sutphen Rd was $4,681.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Highland Township
Unified School District	Ayersville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,681.00	$121,210 (-) Land $8,160 Building $113,050
2024	$4,681.00 (+0.99%)	$121,210 (-) Land $8,160 Building $113,050	$346,330 (+%) Land $23,320 Building $323,010
2023	$4,635.00 (+15.79%)	$121,210 (+42.89%) Land $8,160 Building $113,050	$346,314 Land $23,314 Building $323,000
2022	$4,003.00	$84,830 Land $7,310 Building $77,520
2020			$242,360 Land $20,880 Building $221,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27951 Sutphen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27951 Sutphen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayersville Telephone Company Fiber	1,000 / 100
MetaLINK Technologies Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sutphen Rd

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