2795 Summercrest Ln, Duluth, GA 30096 Property Records

Gwinnett County property record for 2795 Summercrest Ln, Duluth, GA 30096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,771 sqft · built 1984
Lot Size	0.48 acres (20,908 sqft)
Owner	2 Individual Names on File
Last Sale	$294,500 (Jul 2019)
Tax Bill	$4,760 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7-203-173`

Property Details

APN / Parcel Number

Primary APN	`7-203-173`
Alternative APNs	`R7203-173` `1391351`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,771 sqft Living Area
Gross Area	3,299 sqft
1st Floor Area	1,861 sqft
Basement Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,908 sqft (0.48 acres)
Terrain	High
View / Lot	Primary
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2795 SUMMERCREST LN
City	DULUTH
State	GA
Zip	30096-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	L19 BB ROGERS MILL
Legal Subdivision	ROGERS MILL
Legal Block	B
Legal Lot Number	19
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	2
Census Block	2003
Census Tract	50234

Owner

2795 Summercrest Ln is owned and occupied by two individuals who bought it in July 2019.

Source: Gwinnett County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2795 SUMMERCREST LN, DULUTH, GA 30096-5435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Feb 9, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 22, 2019	Grant Deed, Transfer · VA Mortgage USAA
Mar 20, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on File
Deed Sale	Jul 15, 2019 · Amount on File
Deed Document Number	201918703
Deed Book / Page	56749 / 403
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2795 SUMMERCREST LN, DULUTH, GA 30096-5435
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 SUMMERCREST LN, DULUTH, GA 30096-5435

Mortgage

Document Number	0610010170
Date	Jan 17, 2024
Book Page	0000061001/0000000170

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2795 SUMMERCREST LN, DULUTH, GA 30096-5435
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 SUMMERCREST LN, DULUTH, GA 30096-5435

Mortgage

Document Number	0596770582
Date	Feb 9, 2022
Book Page	0000059677/0000000582

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 22, 2019
Property Address	2795 SUMMERCREST LN, DULUTH, GA 30096-5435
Document Number	0567490403
Book / Page	056749 / 000403
Instrument Date	Jul 15, 2019
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2795 SUMMERCREST LN DULUTH GA 300965435, DULUTH, GA 30096-5435

Mortgage

Document Number	567490406
Date	Jul 22, 2019
Book Page	056749/000406

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2795 SUMMERCREST LN, DULUTH, GA 30096-5435
Document Number	0565000711
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 SUMMERCREST LN DULUTH GA 300965435, DULUTH, GA 30096-5435

Mortgage

Document Number	0565000711
Date	Apr 2, 2019
Book Page	056500/000711

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2795 Summercrest Ln was $4,760.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,760.00	$185,320 Land $34,000 Building $151,320	$463,300 Land $85,000 Building $378,300
2023	$4,080.00	$168,040 Land $32,000 Building $136,040
2022			$420,100 Land $80,000 Building $340,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2795 Summercrest Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2009–2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2795 Summercrest Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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