2795 Harmony Hills Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2795 Harmony Hills Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,100 sqft · built 2005
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$333,165 (Oct 2024)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Dec 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027.036.02001004`

Property Details

APN / Parcel Number

Primary APN	`027.036.02001004`

Interior

Full Baths	2 Baths
Building Area	1,100 sqft Living Area
Gross Area	1,600 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	500 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2795 HARMONY HILLS DR
City	ARNOLD
State	MO
Zip	63010-6509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	HARMONY HILLS BDRY ADJ LOT 50A
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	HARMONY HILLS
Legal Block	2
Legal Lot Number	50A
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2005
Census Tract	700113

Owner

2795 Harmony Hills Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2795 HARMONY HILLS DR, ARNOLD, MO 63010-6509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2018	Warranty Deed, Subdivision Related Transfer MORTGAGE LENDERS/AMERICA
Dec 4, 2017	Warranty Deed, Transfer · Line of Credit BDS 44 LLC
Oct 31, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST ST BK/ST CHARLES
Oct 11, 2017	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024 · Amount on File
Deed Sale	Oct 31, 2024 · Amount on File
Prior Sale	Nov 21, 2019
Deed Document Number	202427547
Prior Transfer Date	Feb 24, 2021
Prior Transfer Doc	0000008703
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 24, 2018
Property Address	2795 HARMONY HILLS DR, ARNOLD, MO 63010-6509
Document Number	0000032633
Instrument Date	Oct 22, 2018
Instrument	32633
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 19, 2018
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 HARMONY HILLS DR ARNOLD MO 630106509, ARNOLD, MO 63010-6509

Mortgage

Document Number	32634
Date	Oct 24, 2018
Instrument	32634

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 4, 2017
Property Address	2795 HARMONY HILLS DR, ARNOLD, MO 63010-6509
Document Number	0000038131
Instrument Date	Nov 30, 2017
Instrument	38131
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2628 OLD LEMAY FERRY RD ARNOLD MO 630102540, ARNOLD, MO 63010-2540

Mortgage

Document Number	38132
Date	Dec 4, 2017
Instrument	38132

Lender

Name	BDS 44 LLC
Address	3320 RUE ROYALE ST # 1, ST CHARLES, MO 63301-8322

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 31, 2017
Property Address	2795 HARMONY HILLS DR, ARNOLD, MO 63010-6509
Instrument Date	Oct 27, 2017
Instrument	34513
Transaction Type	Construction Loan
Record Updated	Jan 11, 2019
Title Company	TRUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3320 RUE ROYALE ST #1 ST CHARLES MO 633018322, 1, ST CHARLES, MO 63301-8322
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034513
Date	Oct 31, 2017
Instrument	34513

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301-1852

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 30, 2018

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 11, 2017
Property Address	2795 HARMONY HILLS DR, ARNOLD, MO 63010-6509
Document Number	0000031990
Instrument Date	Sep 28, 2017
Instrument	31990
Transaction Type	Foreclosure
Record Updated	Oct 25, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3320 RUE ROYALE ST #1 ST CHARLES MO 633018322, 1, ST CHARLES, MO 63301-8322
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2795 Harmony Hills Dr was $2,405.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,800 (-) Land $1,900 Building $32,900	$183,600 Land $10,200 Building $173,400
2025	$2,405.00	$34,800 Land $1,900 Building $32,900
2024			$183,600 (+8.64%) Land $10,200 Building $173,400
2023	$2,277.00 (+0.09%)	$32,100 (-) Land $1,900 Building $30,200	$169,000 Land $10,200 Building $158,800
2022	$2,275.00	$32,100 Land $1,900 Building $30,200
2021			$169,000 Land $10,200 Building $158,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2795 Harmony Hills Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2795 Harmony Hills Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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