2795 Co Rd 4043, Holts Summit, MO 65043 Property Records

Callaway County property record for 2795 Co Rd 4043, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,704 sqft · built 2019
Lot Size	17.1 acres (744,876 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,457 (Apr 2022)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	May 2018 Mortgage Aug 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-03.0-07.1-00-000-002.006`

Property Details

APN / Parcel Number

Primary APN	`28-03.0-07.1-00-000-002.006`
Alternative APN	`2803007100000000000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,704 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	744,876 sqft (17.1 acres)

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	810 sqft
Pole Barn	1,728 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2803007100000002006
Street Address	2795 COUNTY ROAD 4043
City	HOLTS SUMMIT
State	MO
Zip	65043-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 GREENWOOD ACRES SUB
Legal Range	10W
Legal Township	44N
Legal Section	07
Legal Subdivision	GREENWOOD ACRES
Legal Lot Number	2
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2005
Census Tract	70702

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2795 COUNTY ROAD 4043, HOLTS SUMMIT, MO 65043-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2018	Deed of Trust, Mortgage CENTRAL TRUST BANK
Aug 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK
Apr 11, 2022	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK
May 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	20222182
Deed Book / Page	499 / 117
Prior Transfer Date	Mar 15, 2007
Prior Transfer Doc	M0409/0421
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	2795 COUNTY ROAD 4043, HOLTS SUMMIT, MO 65043-1828
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000656
Date	May 22, 2018
Book Page	0000000240/0000000656
Instrument	201803100

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	2795 COUNTY ROAD 4043, HOLTS SUMMIT, MO 65043-1828
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000244/707
Date	Aug 3, 2020
Book Page	244/707
Instrument	202005107

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Apr 11, 2022
Property Address	2795 COUNTY ROAD 4043, HOLTS SUMMIT, MO 65043-1828
Document Number	000499/117
Book / Page	499 / 117
Instrument Date	Apr 8, 2022
Instrument	202202182
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 COUNTY ROAD 4043, HOLTS SUMMIT, MO 65043-1828

Mortgage

Document Number	0202202183
Date	Apr 11, 2022
Instrument	202202183

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 22, 2018
Property Address	2795 COUNTY ROAD 4043, HOLTS SUMMIT, MO 65043-1828
Document Number	000472/529
Book / Page	472 / 529
Instrument Date	May 21, 2018
Instrument	201803099
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 COUNTY ROAD 4043, HOLTS SUMMIT, MO 65043-1828

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,694.00 (-2.5%)	$44,322 (-)	$238,510 (-)
2024	$2,763.00 (+0.44%)	$44,322 (+0.37%)	$238,510 (+0.36%)
2023	$2,751.00 (+1.07%)	$44,159 (+1.09%)	$237,650 (+1.06%)
2022	$2,722.00	$43,684 Land $1,457 Building $42,227
2021			$235,150 Land $8,640 Building $226,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Mediacom Xtream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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