27945 E River Rd, Grosse Ile, MI 48138 Property Records

Wayne County property record for 27945 E River Rd, Grosse Ile, MI 48138 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,202 sqft · built 1955
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jul 1995)
Tax Bill	$2,875 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`73 055 01 0090 001`

Property Details

APN / Parcel Number

Primary APN	`73 055 01 0090 001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,202 sqft Living Area
1st Floor Area	1,202 sqft
Basement Area	1,202 sqft
Unfinished Basement	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	374 ft deep x 115 ft wide
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	27945 E RIVER RD
City	GROSSE ILE
State	MI
Zip	48138-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	554C90 91A 99A12 99A13A LOTS 90 AND 91 COMBINED EXC THE SLY 14.26FT OF SAID PARCEL ALSO PT OF WLY 30FT OF LOT 99 LYING BET
Legal Subdivision	GROSSE ILE
Legal Lot Number	0090
Jurisdiction	WAYNE MI
Township / Civil Division	GROSSE ILE
Census Block Group	4
Census Block	4024
Census Tract	596100

Owner

Source: Wayne County records · APN 73 055 01 0090 001

Assessment roll updated August 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27945 E RIVER RD, GROSSE ILE, MI 48138-1953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2026	Intrafamily Transfer, Transfer
Feb 11, 2026	Intrafamily Transfer, Transfer
Jun 09, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 04, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 1995 · Amount on Record
Deed Sale	Jul 27, 1995 · Amount on Record
Last Transfer Date	Jan 14, 2025
Transfer Doc	0600601134
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Feb 06, 2026
Property Address	27945 E RIVER RD, GROSSE ILE, MI 48138-1953
Document Number	0600530588
Book / Page	60053 / 588
Map Reference	LB 63PG 56
Instrument Date	Jan 14, 2025
Instrument	2026043229
Transaction Type	Transfer
Record Updated	May 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27945 E RIVER RD, GROSSE ILE, MI 48138-1953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27945 E RIVER RD, GROSSE ILE, MI 48138-1953

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Feb 11, 2026
Property Address	27945 E RIVER RD, GROSSE ILE, MI 48138-1953
Document Number	0600601134
Book / Page	60060 / 1134
Map Reference	LB 63 PG 56
Instrument Date	Jan 14, 2025
Instrument	2026046082
Transaction Type	Transfer
Record Updated	May 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27945 E RIVER RD, GROSSE ILE, MI 48138-1953

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	27945 E RIVER RD, GROSSE ILE, MI 48138-1953

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	27945 E RIVER RD, GROSSE ILE, MI 48138-1953
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27945 E RIVER RD, GROSSE ILE, MI 48138-1953

Mortgage

Document Number	0558291030
Date	Jun 09, 2020
Book Page	55829/1030
Instrument	2020179594

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Apr 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	27945 E RIVER RD, GROSSE ILE, MI 48138-1953
Document Number	0546170764
Instrument Date	Sep 04, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27945 E RIVER RD GROSSE ILE MI 481381953, GROSSE ILE, MI 48138-1953

Mortgage

Document Number	0546170764
Date	Sep 17, 2018
Book Page	054617/000764
Instrument	272072

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Grosse Ile Township
Unified School District	Grosse Ile Township Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,875.00 (-59.65%) Homeowner's exemption	$257,100 (+15.5%)	$514,200 (+15.5%)
2023		$222,600	$445,200
2021	$7,126.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261635961004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1980–2020)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2020

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Xfinity	Cable	1,200 / 35
AT&T	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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