2794 Co Rd 1520, Cairo, MO 65239 Property Records

Randolph County property record for 2794 Co Rd 1520, Cairo, MO 65239

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,808 sqft · built 1983
Lot Size	4.73 acres (206,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,500 (Jan 2020)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Jul 2026 Transfer Dec 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-02.0-0.0-000-005.002`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-02.0-0.0-000-005.002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	206,039 sqft (4.73 acres)
Lean-To	Lean-To
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2794 COUNTY ROAD 1520
City	CAIRO
State	MO
Zip	65239-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEGIN ON THE EAST R/W OF CO RD AT A POINT 135(S)' NORTH OF SOUTH LINE OF SEC 2, TH N 466.69', TH E 467.02', TH S 466.69' TO SOUTH LINE OF SEC 2, TH WEST ALONG SECTION LINE 467.02' TO POB
Legal Range	13W
Legal Township	54N
Legal Section	02
Legal Subdivision	S2 T54 R13
Jurisdiction	RANDOLPH MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2007
Census Tract	490100

Owner

Source: Randolph County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2794 COUNTY ROAD 1520, CAIRO, MO 65239-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jan 13, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL BANK
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK OF MOBER
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jan 13, 2020	Warranty Deed, Transfer · Stand-Alone Refinance CENTRAL BANK
Dec 2, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	2020200089
Deed Book / Page	919 / 1227
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RANDOLPH MO
Recording Date	Jul 31, 2026
Property Address	2794 COUNTY ROAD 1520, CAIRO, MO 65239-2518
Document Number	0000002688
Book / Page	963 / 2822
Instrument Date	Jul 30, 2026
Instrument	20262688
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24791 MONROE ROAD 343, PARIS, MO 65275-2142

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	2794 COUNTY ROAD 1520, CAIRO, MO 65239-2518
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00945/2879
Date	Dec 19, 2023
Book Page	945/2879
Instrument	20233883

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2043

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	2794 COUNTY ROAD 1520, CAIRO, MO 65239-2518
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00919/1229
Date	Jan 13, 2020
Book Page	919/1229
Instrument	2020200090

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	2794 COUNTY ROAD 1520, CAIRO, MO 65239-2518
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00924/1859
Date	Oct 27, 2020
Book Page	924/1859
Instrument	20203478

Lender

Name	CENTRAL BANK OF MOBER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	2794 COUNTY ROAD 1520, CAIRO, MO 65239-2518
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000933/124
Date	Dec 9, 2021
Book Page	933/124
Instrument	20214803

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Jan 13, 2020
Property Address	2794 COUNTY ROAD 1520, CAIRO, MO 65239-2518
Document Number	919/1227
Book / Page	919 / 1227
Instrument Date	Jan 10, 2020
Instrument	2020200089
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2794 COUNTY RD, CAIRO, MO 65239

Mortgage

Document Number	919/1229
Date	Jan 13, 2020
Book Page	919/1229
Instrument	2020200090

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Dec 2, 2019
Property Address	2794 COUNTY ROAD 1520, CAIRO, MO 65239-2518
Document Number	00918/2508
Book / Page	918 / 2508
Instrument Date	Nov 25, 2019
Instrument	2020193477
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10578 ROUTE K, MADISON, MO 65263-2008

Mortgage

Document Number	00918/2510
Date	Dec 2, 2019
Book Page	918/2510
Instrument	2020193478

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Unified School District	Moberly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,586.00 (+13.85%)	$24,690 (+7.21%) Land $2,517 Building $22,173	$130,360 (+7.15%) Land $13,290 Building $117,070
2023		$23,030 Land $2,219 Building $20,811	$121,660 Land $11,720 Building $109,940
2019	$1,393.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON CO PWSD 1 serves 12,865 people · EPA ID MO2024363
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chariton Valley Communication Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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