2793 Summertime Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2793 Summertime Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,379 sqft · built 2018
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$752,000 (Feb 2020)
Tax Bill	$3,256 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`594-02-00-133`

Property Details

APN / Parcel Number

Primary APN	`594-02-00-133`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,379 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached

Location & Zoning

Street Address	2793 SUMMERTIME LN
City	MOUNT PLEASANT
State	SC
Zip	29466-6004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L17 MAPPLATP 0668-0671 SUBDIVISIONNAME BRIDGE POINTE PHASE 2A BLOCK LOT 16 GOVLOT TRACT
Legal Phase	2A
Legal Lot Number	16
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3018
Census Tract	4616

Owner

2793 Summertime Ln is owned and occupied by two individuals who bought it in February 2020.

Source: Charleston County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2793 SUMMERTIME LN, MOUNT PLEASANT, SC 29466-6004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 17, 2018	Grant Deed, Subdivision Related Transfer EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on File
Deed Sale	Feb 27, 2020 · Amount on File
Prior Sale	Dec 17, 2018 · Amount on File
Deed Document Number	0000862919
Deed Book / Page	862 / 919
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2793 SUMMERTIME LN, MOUNT PLEASANT, SC 29466-6004
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010180594
Date	Jul 29, 2021
Book Page	1018/594

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Feb 1, 2051

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 17, 2018
Property Address	2793 SUMMERTIME LN, MOUNT PLEASANT, SC 29466-6004
Document Number	0766/0802
Book / Page	000766 / 000802
Instrument Date	Dec 11, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.49
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2793 SUMMERTIME LN MOUNT PLEASANT SC 29466, MOUNT PLEASANT, SC 29466

Mortgage

Document Number	766/0803
Date	Dec 17, 2018
Book Page	000766/000803

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,256.00	$33,480
2022	$2,730.00	$30,080	$752,000 Land $335,000 Building $417,000
2020			$837,000 Land $335,000 Building $502,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2793 Summertime Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 828 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	938 units insured incl. 110 condo units
Nearby Flood Claims	3 (2015–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2793 Summertime Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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