Montgomery County property record for 27925 Chiapas Dr, Spring, TX 77386
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,058 sqft · built 2016 |
| Lot Size | 0.16 acres (6,976 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $266,700 (Jan 2017) |
| Tax Bill | $9,086 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 5711-00-11900 |
| Primary APN | 5711-00-11900 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,058 sqft Living Area |
| Gross Area | 3,520 sqft |
| 1st Floor Area | 1,899 sqft |
| 2nd Floor Area | 1,159 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,976 sqft (0.16 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 27925 CHIAPAS DR |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77386-4425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S571100 - HARMONY CENTRAL SECTOR 01, BLOCK 1, LOT 119 |
| Legal Subdivision | HARMONY CENTRAL SECTOR 01 |
| Legal Block | 1 |
| Legal Lot Number | 119 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 692009 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27925 CHIAPAS DR, SPRING, TX 77386-4425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOP ONE MORTGAGE |
| Jan 18, 2017 | Special Warranty Deed, Subdivision Related Transfer TOP ONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2017 · Amount on Record |
| Deed Sale | Jan 18, 2017 · Amount on Record |
| Prior Sale | Aug 26, 2015 |
| Deed Document Number | 20174532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 27925 CHIAPAS DR, SPRING, TX 77386-4425 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Title Company | TEXAS LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000136877 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020136877 |
| Name | TOP ONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jan 18, 2017 |
| Property Address | 27925 CHIAPAS DR, SPRING, TX 77386-4425 |
| Document Number | 0000004532 |
| Map Reference | CAB Z SH3312-3317 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 2017004532 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37925 CHAPAS DR, SPRING, TX 77386 |
| Date | Jan 18, 2017 |
|---|
| Name | TOP ONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|
| Document Number | 0000004533 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 2017004533 |
| Name | TOP ONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,000 (-4.95%) Land $33,903 Building $428,097 | $462,000 (-5.16%) Land $33,903 Building $428,097 | |
| 2025 | $9,086.00 (+3.5%) Homeowner's exemption | $486,081 (+1%) Land $33,903 Building $453,250 | $487,153 (-2.2%) Land $33,903 Building $453,250 |
| 2024 | $8,779.00 (+76.96%) Homeowner's exemption | $441,892 (+1%) Land $33,903 Building $464,183 | $498,086 (+4.25%) Land $33,903 Building $464,183 |
| 2023 | $4,961.00 Homeowner's exemption | $401,720 Land $33,900 Building $443,900 | $477,800 Land $33,900 Building $443,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 271 policies |
| Nearby Flood Policies | 271 in force |
| Nearby Flood Claims | 7 (2017–2019) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | May 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 119 SPRING TRAILS serves 6,621 people · EPA ID TX1700773 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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