Berrien County property record for 2792 Sandra Ter, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,497 sqft · built 1968 |
| Lot Size | 0.977 acres (42,558 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,658 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 18-6820-0010-01-8 |
| Primary APN | 18-6820-0010-01-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 3,497 sqft Living Area |
| 1st Floor Area | 3,497 sqft |
| Basement Area | 2,791 sqft |
| Unfinished Basement | 2,791 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Raised Ranch |
| Lot Area | 42,558 sqft (0.977 acres) |
| Lot Depth | 322 ft Depth |
| Garage Area | 646 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2792 SANDRA TER |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-3142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 - SINGL |
| Legal Description | LOT 10 REIMERS SUBDIVISION ALSO PT OF LOT 11 SD SUB BEING A STRIP OF LAND 25' WIDE ALONG W BORDER OF LOT 11 RUNNING FROM LOT LN BETWN LOTS 10 & 11 TO C/L OF CRK |
| Legal Subdivision | REIMERS SUB |
| Legal Lot Number | 10-11 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1100 |
2792 Sandra Ter is owned and occupied by an individual who acquired it in October 1993.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2792 SANDRA TER, SAINT JOSEPH, MI 49085-3142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 1993 |
| Deed Sale | Oct 29, 1993 |
| Prior Sale | Apr 1, 1985 |
| Deed Book / Page | 1604 / 1274 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2792 Sandra Ter was $7,658 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,600 | $751,200 | |
| 2025 | $7,658.00 | ||
| 2023 | $302,600 | $605,200 | |
| 2022 | $6,751.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2792 Sandra Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2792 Sandra Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures