2792 Mead Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2792 Mead Ave, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,820 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$379,000 (Mar 2021)
Tax Bill	$6,047 (2025)
Deeds & Mortgages	Jan 2023 Transfer Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-25-31-3734-0001-3870`

Property Details

APN / Parcel Number

Primary APN	`08-25-31-3734-0001-3870`
Alternative APN	`253108373400013870`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,820 sqft Living Area
Gross Area	3,301 sqft
1st Floor Area	1,634 sqft
Upper Floors Area	1,186 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	53 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2792 MEAD AVE
City	SAINT CLOUD
State	FL
Zip	34771-7948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESHORE AT NARCOOSSEE PH 3 PB 24 PG 88-93 LOT 387
Legal Range	31E
Legal Township	25S
Legal Section	08
Legal Subdivision	LAKESHORE AT NARCOOSSEE PH 3
Legal Phase	3
Legal Tract	3734
Legal Block	3870
Legal Lot Number	387
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2792 MEAD AVE, SAINT CLOUD, FL 34771-7948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Dec 29, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Dec 29, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	202134750
Deed Book / Page	5907 / 2459
Last Transfer Date	Jan 16, 2023
Transfer Doc	0063502939
Record Updated	Sep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 30, 2023
Property Address	2792 MEAD AVE, SAINT CLOUD, FL 34771-7948
Document Number	0063502939
Book / Page	6350 / 2939
Map Reference	MB 24 PG 88-93
Instrument Date	Jan 16, 2023
Instrument	2023011546
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2792 MEAD AVE, SAINT CLOUD, FL 34771-7948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2792 MEAD AVE, SAINT CLOUD, FL 34771-7948

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 29, 2020
Property Address	2792 MEAD AVE, SAINT CLOUD, FL 34771-7948
Document Number	0058592047
Book / Page	005859 / 002047
Instrument Date	Dec 28, 2020
Instrument	175959
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$2,608.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 29, 2017
Property Address	2792 MEAD AVE, SAINT CLOUD, FL 34771-7948
Document Number	0052610264
Book / Page	005261 / 000264
Instrument Date	Dec 21, 2017
Instrument	184915
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,178.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2792 MEAD AVE ST CLOUD FL 347717948, ST CLOUD, FL 34771-7948

Mortgage

Document Number	52610272
Date	Dec 29, 2017
Book Page	005261/000272
Instrument	184918

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2032

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,047.00 (+4.75%) Homeowner's exemption	$425,885 (+7.5%)	$439,000 (+1.04%) Land $78,800 Building $360,200
2024	$5,773.00 (+8.23%)
2023	$5,334.00 (+10.76%) Homeowner's exemption Senior Citizen's exemption	$396,187 (+11.45%)	$434,500 (+22.22%) Land $78,800 Building $355,700
2022	$4,816.00 Homeowner's exemption Senior Citizen's exemption	$355,500 Land $63,000 Building $292,500	$355,500 Land $63,000 Building $292,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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