27914 Spearhead Ridge Dr, Spring, TX 77386 Property Records

Montgomery County property record for 27914 Spearhead Ridge Dr, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,637 sqft · built 2018
Lot Size0.22 acres (9,589 sqft)
Owner2 Individual Names on Record
Last Sale$345,800 (Mar 2022)
Tax Bill$7,703 (2025)
Deeds & MortgagesJun 2023 Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN5712-09-11400

Property Details

APN / Parcel Number

Primary APN5712-09-11400
Alternative APN
  • R480591

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,637 sqft Living Area
Gross Area3,182 sqft
1st Floor Area1,532 sqft
2nd Floor Area1,105 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,589 sqft (0.22 acres)
View / LotPrimary
Garage TypeAttached
Garage Area545 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area295 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address27914 SPEARHEAD RIDGE DR
CitySPRING
StateTX
Zip77386-4775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS571209 - HARMONY VILLAGE 09, BLOCK 6, LOT 6
Legal SubdivisionHARMONY VILLAGE 09
Legal Block6
Legal Lot Number6
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1036
Census Tract692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address27914 SPEARHEAD RIDGE DR, SPRING, TX 77386-4775
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2023Deed of Trust, Mortgage · Conventional Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
May 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 7, 2022Vendor's Lien, Transfer · Conventional Mortgage
MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2022 · Amount on Record
Deed SaleMar 7, 2022 · Amount on Record
Prior SaleDec 31, 2018 · Amount on Record
Deed Document Number202228796
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address27914 SPEARHEAD RIDGE DR, SPRING, TX 77386-4775
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address27914 SPEARHEAD RIDGE DR, SPRING, TX 77386-4775

Mortgage

Document Number0000051189
DateJun 6, 2023
Instrument2023051189
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address27914 SPEARHEAD RIDGE DR, SPRING, TX 77386-4775
Transaction TypeMortgage
Record UpdatedApr 13, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068066
DateMay 19, 2021
Instrument2021068066
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

March 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateMar 7, 2022
Property Address27914 SPEARHEAD RIDGE DR, SPRING, TX 77386-4775
Document Number0000028796
Map ReferenceCAB Z SH 4748
Instrument DateMar 7, 2022
Instrument2022028796
Transaction TypeTransfer
Record UpdatedMar 18, 2022
Title CompanyVETERANS TITLE INC, VETERANS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6526 LEWISTON CT, 6526, HOUSTON, TX 77049-3519

Transferred To (Grantee/Buyer)

NameVerified Name
Address27914 SPEARHEAD RIDGE DR, SPRING, TX 77386-4775

Mortgage

Document Number0000028797
DateMar 7, 2022
Instrument2022028797
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$421,543 (-) Land $42,718 Building $378,825$421,543 (-) Land $42,718 Building $378,825
2025$7,703.00 (-15%) Homeowner's exemption$421,543 (-7.3%) Land $42,718 Building $378,825$421,543 (-7.3%) Land $42,718 Building $378,825
2024$9,062.00 (+29.05%) Homeowner's exemption$454,716 (+2.03%) Land $42,718 Building $411,998$454,716 (+2.03%) Land $42,718 Building $411,998
2023$7,022.00 Homeowner's exemption$445,680 Land $42,720 Building $402,960$445,680 Land $42,720 Building $402,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 373 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies373 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 119 SPRING TRAILS
serves 6,621 people · EPA ID TX1700773
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Fiber
1,500 / 1,500
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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