2791 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 2791 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,492 sqft · built 1972
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on File
Last Sale	$990,000 (May 2022)
Tax Bill	$11,066 (2025)
Deeds & Mortgages	Jul 2022 Transfer May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-207-045`

Property Details

APN / Parcel Number

Primary APN	`064-207-045`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,492 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2791 OCEAN BLVD
City	CAYUCOS
State	CA
Zip	93430-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	MORRO STR U5 BL 75 LTS 4 & 5
Legal Subdivision	MORRO STRAND 05
Legal Tract	5
Legal Block	75
Legal Lot Number	4,5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2008
Census Tract	10504

Owner

2791 Ocean Blvd is owned by a company that bought it in May 2022.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1524 VISTA RIDGE WAY, ROSEVILLE, CA 95661-4018
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Intrafamily Transfer, Transfer
May 13, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Deed Document Number	202220789
Prior Transfer Date	Oct 3, 1997
Prior Transfer Doc	0000055199
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 18, 2022
Property Address	2791 OCEAN BLVD, CAYUCOS, CA 93430-1431
Document Number	0000029334
Map Reference	MB 5 PG 11
Instrument Date	Jul 12, 2022
Instrument	2022029334
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1524 VISTA RIDGE WAY, ROSEVILLE, CA 95661-4018

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 13, 2022
Property Address	2791 OCEAN BLVD, CAYUCOS, CA 93430-1431
Document Number	0000020789
Map Reference	MB 5 PG 11
Instrument Date	May 5, 2022
Instrument	2022020789
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2791 OCEAN BLVD, CAYUCOS, CA 93430-1431

Mortgage

Document Number	0000020790
Date	May 13, 2022
Instrument	2022020790

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 21, 2020
Property Address	2791 OCEAN BLVD, CAYUCOS, CA 93430-1431
Document Number	0000051749
Instrument Date	Aug 19, 2020
Instrument	51749
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2791 OCEAN BLVD CAYUCOS CA 934301431, CAYUCOS, CA 93430-1431

Tax Assessment & Valuation

The 2025 property tax bill for 2791 Ocean Blvd was $11,066, up 1.4% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,084,606 (+2.57%) Land $703,580 Building $381,026
2025	$11,066.00 (+1.45%)	$1,057,395 Land $689,785 Building $367,610
2024	$10,908.00 (+1.09%)
2023	$10,790.00 (+288.27%)	$1,009,800 Land $663,000 Building $346,800
2022	$2,779.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2791 Ocean Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2791 Ocean Blvd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Ranch Wifi.

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