27907 N River Estates Dr, Chattaroy, WA 99003 Property Records

Spokane County property record for 27907 N River Estates Dr, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,589 sqft · built 1991
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Feb 2026)
Tax Bill	$4,435 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38232.0410`

Property Details

APN / Parcel Number

Primary APN	`38232.0410`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,589 sqft Living Area
Gross Area	3,666 sqft
1st Floor Area	1,589 sqft
Basement Area	1,549 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Patio Area	228 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	27907 N RIVER ESTATES DR
City	CHATTAROY
State	WA
Zip	99003-6008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	RIVER TER EST 1ST L10B2
Legal Range	43E
Legal Township	28N
Legal Section	23
Legal Subdivision	RIVER TER EST 1ST
Legal Block	2
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1016
Census Tract	10305

Owner

27907 N River Estates Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Spokane County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27907 N RIVER ESTATES DR, CHATTAROY, WA 99003-6008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage SUNFLOWER BANK NA
Nov 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage FLYHOMES MORTGAGE LLC
Oct 22, 2025	Affidavit of Death of Joint Tenant, Transfer
Oct 22, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Deed Document Number	20267472719
Prior Transfer Date	Oct 21, 2025
Prior Transfer Doc	0007448613
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 27, 2026
Property Address	27907 N RIVER ESTATES DR, CHATTAROY, WA 99003-6008
Document Number	0007472719
Map Reference	VOL C PG 85
Instrument Date	Feb 24, 2026
Instrument	7472719
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	VISTA TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,876.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27907 N RIVER ESTATES DR, CHATTAROY, WA 99003-6008

Mortgage

Document Number	0007472720
Date	Feb 27, 2026
Instrument	7472720

Lender

Name	SUNFLOWER BANK NA
Type	Bank
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	27907 N RIVER ESTATES DR, CHATTAROY, WA 99003-6008
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007453159
Date	Nov 14, 2025
Instrument	7453159

Lender

Name	FLYHOMES MORTGAGE LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98005

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SPOKANE WA
Recording Date	Oct 22, 2025
Property Address	27907 N RIVER ESTATES DR, CHATTAROY, WA 99003-6008
Document Number	0007448613
Map Reference	VOL C PG 85
Instrument Date	Oct 14, 2025
Instrument	7448613
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 22, 2025
Property Address	27907 N RIVER ESTATES DR, CHATTAROY, WA 99003-6008
Document Number	0007448615
Map Reference	VOL C PG 85
Instrument Date	Oct 14, 2025
Instrument	7448615
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	27907 N RIVER ESTATES DR, CHATTAROY, WA 99003-6008

Tax Assessment & Valuation

The 2026 property tax bill for 27907 N River Estates Dr was $4,435, down 0.3% from the year before.

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,435.00 (-0.31%)	$571,200 (+1.8%) Land $148,000 Building $423,200	$571,200 (+1.8%) Land $148,000 Building $423,200
2025	$4,449.00 (+1.62%)	$561,100 (+15.29%) Land $134,000 Building $427,100	$561,100 (+15.29%) Land $134,000 Building $427,100
2024	$4,378.00 (+15.39%)	$486,700 (+22.01%) Land $91,000 Building $395,700	$486,700 (+22.01%) Land $91,000 Building $395,700
2023	$3,794.00 (+1.85%)	$398,900 Land $86,000 Building $312,900	$398,900 Land $86,000 Building $312,900
2022	$3,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27907 N River Estates Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27907 N River Estates Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 63% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Wind Wireless Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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