Wicomico County property record for 27905 Ocean Gateway, Salisbury, MD 21801
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,532 sqft · built 1963 |
| Lot Size | 3.85 acres (167,706 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Apr 2017) |
| Tax Bill | $2,497 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-028196 |
| Primary APN | 09-028196 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,532 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 167,706 sqft (3.85 acres) |
| Shed | 1 Shed |
| Shed Area | 1,152 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 028196 |
|---|---|
| Street Address | 27905 OCEAN GTWY |
| City | SALISBURY |
| State | MD |
| Zip | 21801-2093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 3.85 AC 27905 OCEAN GATEWAY BNDRY SUR JOSEPH M SMITH |
| Legal Subdivision | PHILIP P SCHILSER & ETTA LSCHILDER |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 9, SALISBURY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10300 |
27905 Ocean Gateway is owned and occupied by an individual who bought it in April 2017.
Source: Wicomico County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27905 OCEAN GTWY, SALISBURY, MD 21801-2093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage THE FARMERS BANK OF WILLARDS |
| Nov 22, 2017 | Grant Deed, Transfer FARMERS BK/WILLARDS |
| Apr 5, 2017 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2017 · Amount on File |
| Deed Sale | Apr 5, 2017 · Amount on File |
| Prior Sale | Jan 6, 2014 · Amount on File |
| Deed Document Number | 20174149-148 |
| Deed Book / Page | 4149 / 148 |
| Prior Transfer Date | Sep 12, 2011 |
| Prior Transfer Doc | 0034350262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 27905 OCEAN GTWY, SALISBURY, MD 21801-2093 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | MID-MARYLANDTITLE COMPANY INC, MID ATLANTIC T&E CO INC |
| Name | Verified Name |
|---|---|
| Address | 27905 OCEAN GTWY, SALISBURY, MD 21801-2093 |
| Document Number | 0053130122 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 5313/122 |
| Name | THE FARMERS BANK OF WILLARDS |
|---|---|
| Type | Bank |
| Address | WILLARDS, MD 21874 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Nov 22, 2017 |
| Property Address | 27905 OCEAN GTWY, SALISBURY, MD 21801-2093 |
| Document Number | 0042550102 |
| Book / Page | 004255 / 000102 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | MID-ATLANTIC TITLE AND ESCROW COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27905 OCEAN GTWY SALISBURY MD 218012093, SALISBURY, MD 21801-2093 |
| Document Number | 42550107 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 004255/000107 |
| Name | FARMERS BK/WILLARDS |
|---|---|
| Type | Bank |
| Address | WILLARDS, MD 21874 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Apr 5, 2017 |
| Property Address | 27905 OCEAN GTWY, SALISBURY, MD 21801-2093 |
| Document Number | 0041490148 |
| Book / Page | 004149 / 000148 |
| Instrument Date | Mar 30, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 10 WILLARDS MD 218740010, WILLARDS, MD 21874-0010 |
The 2025 property tax bill for 27905 Ocean Gateway was $2,497.
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,000 (+13.83%) Land $56,100 Building $244,900 | $301,000 (-) Land $56,100 Building $244,900 | |
| 2025 | $2,497.00 | $264,433 | $301,000 Land $56,100 Building $244,900 |
| 2023 | $1,908.00 | $191,300 Land $47,100 Building $144,200 | $191,300 Land $47,100 Building $144,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27905 Ocean Gateway in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27905 Ocean Gateway is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 75% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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