Montgomery County property record for 27902 Emory Cove Dr, Spring, TX 77386 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,295 sqft · built 2015 |
| Lot Size | 0.248 acres (10,805 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,842 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2021 Mortgage + 6 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 5711-00-25200 |
| Primary APN | 5711-00-25200 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,295 sqft Living Area |
| 1st Floor Area | 2,015 sqft |
| 2nd Floor Area | 1,280 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,805 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 250 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R456196 |
|---|---|
| Street Address | 27902 EMORY COVE DR |
| City | SPRING |
| State | TX |
| Zip | 77386-4420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S571100 - HARMONY CENTRAL SECTOR 01, BLOCK 5, LOT 9 |
| Legal Subdivision | HARMONY CENTRAL SECTOR 01 |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 692009 |
Source: Montgomery County records · APN 5711-00-25200
Assessment roll updated July 25, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27902 EMORY COVE DR, SPRING, TX 77386-4420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 08, 2021 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| May 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP |
| Oct 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE |
| Jan 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2015 |
| Deed Sale | Dec 01, 2015 |
| Prior Sale | Jun 25, 2015 |
| Deed Document Number | 2015116648 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 27902 EMORY COVE DR, SPRING, TX 77386-4420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000128077 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025128077 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 02, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 27902 EMORY COVE DR, SPRING, TX 77386-4420 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 27902 EMORY COVE DR, SPRING, TX 77386-4420 |
| Document Number | 0000124294 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2021124294 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 27902 EMORY COVE DR, SPRING, TX 77386-4420 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 27902 EMORY COVE DR, SPRING, TX 77386-4420 |
| Document Number | 0000093021 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022093021 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 27902 EMORY COVE DR, SPRING, TX 77386-4420 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000128077 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025128077 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 02, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 27902 EMORY COVE DR, SPRING, TX 77386-4420 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000088376 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019088376 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 27902 EMORY COVE DR, SPRING, TX 77386-4420 |
| Document Number | 0000052051 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27902 EMORY COVE DR SPRING TX 773864420, SPRING, TX 77386-4420 |
| Document Number | 0000052051 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 52051 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 27902 EMORY COVE DR, SPRING, TX 77386-4420 |
| Document Number | 0000096521 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | LINEAR TITLE AGENCY LIMITED |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27902 EMORY COVE DR SPRING TX 773864420, SPRING, TX 77386-4420 |
| Document Number | 0000096521 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 96521 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Oct 24, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 27902 EMORY COVE DR, SPRING, TX 77386-4420 |
| Document Number | 0000009047 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2017 |
| Title Company | LINEAR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27902 EMORY COVE DR SPRING TX 773864420, SPRING, TX 77386-4420 |
| Document Number | 0000009047 |
|---|---|
| Date | Feb 02, 2017 |
| Instrument | 9047 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 01, 2045 |
Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $524,060 (+6.99%) Land $43,313 Building $480,747 | $524,060 (-1.71%) Land $43,313 Building $480,747 | |
| 2024 | $6,842.00 (+92.73%) Homeowner's exemption Disabled Person's exemption | $489,808 (+1%) Land $43,313 Building $489,854 | $533,167 (+2.32%) Land $43,313 Building $489,854 |
| 2023 | $3,550.00 Homeowner's exemption Disabled Person's exemption | $445,280 Land $43,310 Building $477,770 | $521,080 Land $43,310 Building $477,770 |
Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396920092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 271 individual NFIP policies nearby |
| Nearby Flood Policies | 271 in force 260 of 271 on primary residences |
| Nearby Flood Claims | 7 (2017–2019) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | May 2019, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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