2790 Ashes Creek Rd, Bloomfield, KY 40008 Property Records

Nelson County property record for 2790 Ashes Creek Rd, Bloomfield, KY 40008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,000 sqft · built 2021
Lot Size	25.6 acres (1,117,750 sqft)
Owner	Individual Name on Record
Last Sale	$64,150 (Dec 2011)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`81000-00-016.01`

Property Details

APN / Parcel Number

Primary APN	`81000-00-016.01`
Alternative APN	`88235`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Lot Area	1,117,750 sqft (25.6 acres)
Garage Type	Attached
Garage Area	1,040 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	88235
Street Address	2790 ASHES CREEK RD
City	BLOOMFIELD
State	KY
Zip	40008-7439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	ORVILLE COULTER EST AGR DIV TR 3 PC4-117
Legal Subdivision	ORVILLE COULTER EST
Legal Tract	3
Legal Lot Number	3
Jurisdiction	NELSON KY
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1017
Census Tract	930100

Owner

Source: Nelson County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 371, BARDSTOWN, KY 40004-0371
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Construction Mortgage SPRINGFIELD STATE BANK
Aug 8, 2020	Deed, Transfer · Commercial Mortgage SPRINGFIELD STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2011 · Amount on Record
Deed Sale	Dec 12, 2011 · Amount on Record
Deed Document Number	2011272353
Deed Book / Page	480 / 710
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	2790 ASHES CREEK RD, BLOOMFIELD, KY 40008-7439
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1331/174
Date	Jul 27, 2021
Book Page	M1331/174
Instrument	2021009953

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank
Address	SPRINGFIELD, KY 40069

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 14, 2022

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Aug 8, 2020
Property Address	2790 ASHES CREEK RD, BLOOMFIELD, KY 40008-7439
Document Number	00D561/155
Book / Page	D561 / 155
Map Reference	CAB 14 SL 117
Instrument Date	Jul 30, 2020
Instrument	2020008279
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16400 EMERALD HILLS LN, LOUISVILLE, KY 40299-4994

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 371, BARDSTOWN, KY 40004-0371

Mortgage

Document Number	2020008280
Date	Aug 8, 2020
Instrument	2020008280

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jul 30, 2045

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,394.00 (-7.82%)	$321,430 (-)	$527,140 (+64%) Land $221,940 Building $305,200
2023	$3,682.00	$321,430	$321,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2010–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031
Water Source	Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	Coliform assessment Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bardstown Connect Cable	512 / 10
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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