Cleveland County property record for 279 Webb Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,758 sqft · built 2005 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,000 (Nov 2005) |
| Tax Bill | $2,189 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57434 |
| Primary APN | 57434 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,758 sqft Finished Area |
| Upper Floors Area | 711 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 258 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1183390 |
|---|---|
| Street Address | 279 WEBB RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-9062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #1PB25-131WOODED CRK AC |
| Legal Subdivision | WOODED CRK |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4054 |
| Census Tract | 951400 |
Source: Cleveland County records · APN 57434
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 279 WEBB RD, SHELBY, NC 28152-9062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit IIC FEDERAL CREDIT UNION |
| Jan 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Jun 28, 2017 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2005 · Amount on Record |
| Deed Sale | Nov 23, 2005 · Amount on Record |
| Deed Document Number | 200563336 |
| Deed Book / Page | 1470 / 1902 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 19, 2026 |
| Property Address | 279 WEBB RD, SHELBY, NC 28152-9062 |
| Document Number | 0200128569 |
| Book / Page | 1974 / 2175 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026200128569 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 279 WEBB RD, SHELBY, NC 28152-9062 |
| Document Number | 0200128569, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 1974/2175 |
| Instrument | 2026200128569 |
| Name | IIC FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 279 WEBB RD, SHELBY, NC 28152-9062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0017340816 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 1734/0816 |
| Instrument | 2017-000511 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 279 WEBB RD, SHELBY, NC 28152-9062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017451002 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 1745/1002 |
| Instrument | 200002004 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | SHELBY, NC 28150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,755 (-) Land $51,808 Building $292,947 | $344,755 (-) Land $51,808 Building $292,947 | |
| 2025 | $2,189.00 | $344,755 (+51.27%) Land $51,808 Building $292,947 | $344,755 (+51.27%) Land $51,808 Building $292,947 |
| 2023 | $227,905 Land $38,375 Building $189,530 | $227,905 Land $38,375 Building $189,530 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 35 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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