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279 Tugalo Station Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 279 Tugalo Station Ln, Toccoa, GA 30577 · Last verified April 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 2 ba · 1,152 sqft · built 2007
Lot Size1.32 acres (57,499 sqft)
OwnerIndividual Name on File
Last Sale$49,000 (Sep 1998)
Tax Bill$2,764 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Oct 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN049B 007

Property Details

APN / Parcel Number

Primary APN049B 007
Alternative APN
  • 356570

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,152 sqft Heated Area
Basement Area768 sqft
Unfinished Basement768 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2009
Architectural StyleRustic
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area57,499 sqft (1.32 acres)
Lot Dimensions150 ft deep x 120 ft wide

Exterior Amenities

PorchSlab
Porch Area344 sqft
Deck Area160 sqft
Patio Area320 sqft
Utility Building80 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number356570
Street Address279 TUGALO STATION LN
CityTOCCOA
StateGA
Zip30577-8345
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOT 4 TUGALOO STATION S/D
Legal SubdivisionTUGALOO STATION
Legal Lot Number4
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group1
Census Block1048
Census Tract970102

Owner

Source: Stephens County records · APN 049B 007

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 331, TOCCOA, GA 30577-1405
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQUITY
Oct 07, 2025Deed of Trust, Mortgage
ROCKET MORTGAGE
Jun 19, 2018Loan Modification, Mortgage
FIRST CITIZENS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 1998 · Amount on Record
Deed SaleSep 01, 1998 · Amount on Record
Prior SaleJun 01, 1998 · Amount on Record
Deed Book / Page411 / 204
Last Transfer DateJun 18, 2019
Transfer Doc0011810249
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address279 TUGALO STATION LN, TOCCOA, GA 30577-8345
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 TUGALO STATION LN, TOCCOA, GA 30577-8345

Mortgage

Document Number0014390000000151
DateFeb 17, 2026
Book Page0000001439/0000000151
Lender
NameSPRING EQUITY
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2046

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address279 TUGALO STATION LN, TOCCOA, GA 30577-8345
Transaction TypeMortgage
Record UpdatedNov 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 TUGALO STATION LN, TOCCOA, GA 30577-8345

Mortgage

Document Number0014260000000007
DateOct 07, 2025
Book Page0000001426/0000000007
Instrument2025003180
Lender
NameROCKET MORTGAGE
Agreement
AmountAmount Recorded
Term180 Months
DueJan 01, 2040

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSTEPHENS GA
Property Address279 TUGALOO STATION LN, TOCCOA, GA 30577-8345
Document Number0011540168
Instrument DateJun 19, 2018
Transaction TypeMortgage
Record UpdatedAug 01, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011540168
DateJul 05, 2018
Book Page001154/000168
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
AmountAmount Recorded
Term60 Months
DueJul 04, 2023

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,764.00 (+31.74%)$100,708 (+42.87%) Land $22,688 Building $78,020$251,772 (+42.87%) Land $56,721 Building $195,051
2023$2,098.00 (+3.81%)$70,488 (+3.81%) Land $20,360 Building $50,128$176,219 (+3.81%) Land $50,900 Building $125,319
2022$2,021.00$67,902 Land $20,360 Building $47,542$169,754 Land $50,900 Building $118,854

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TruVista CommunicationsFiber5,000 / 5,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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