279 S Ranch Ln, Payson, AZ 85541 Property Records

Gila County property record for 279 S Ranch Ln, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 2017
Lot Size	0.65 acres (28,314 sqft)
Owner	Company on Record
Last Sale	$65,000 (Sep 2012)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`302-04-123X`

Property Details

APN / Parcel Number

Primary APN	`302-04-123X`
Alternative APNs	`R019377` `019377`

Interior

Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Wood
Roof Material	Asbestos
Lot Area	28,314 sqft (0.65 acres)
Deck Area	Deck Area
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Account Number	R019377
Street Address	279 S RANCH LN
City	PAYSON
State	AZ
Zip	85541-7468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 23 TOWNSHIP: 12N RANGE: 10E PT SE SEC 23 T12N R10E; COMM AT S4 SEC 23; TH S 89D4030E 150.27; TH N 0D1405W 160.78 TO POB; TH N 89D4555E 174.78; TH N 0D1830W 161.83; TH S 89D4555W 174.58; TH S 0D1405E 161.83 POB; APPROX 0.65 AC M/L
Legal Range	10E
Legal Township	12N
Legal Section	23
Legal Subdivision	RIM TRAIL/WASHINGTON PARK
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2013
Census Tract	200

Owner

Source: Gila County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	11180 N 129TH WAY, SCOTTSDALE, AZ 85259-4402
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Oct 10, 2017	Deed of Trust, Mortgage · Conventional with PMI MOHAVE ST BK
Apr 11, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MOHAVE ST BK/CNTRY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2012 · Amount on Record
Deed Sale	Sep 17, 2012 · Amount on Record
Prior Sale	May 10, 2007 · Amount on Record
Deed Document Number	201211621
Prior Transfer Date	May 2, 2007
Prior Transfer Doc	0000008115
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Oct 22, 2020
Property Address	279 S RANCH LN, PAYSON, AZ 85541-7468
Document Number	0000012868
Map Reference	MAP 634
Instrument Date	Oct 18, 2020
Instrument	2020-012868
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 S 17TH ST, 102, COTTONWOOD, AZ 86326-3945

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 891, PAYSON, AZ 85547-0891

Mortgage

Document Number	0000012869
Date	Oct 22, 2020
Instrument	2020-012869

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	279 S RANCH LN, PAYSON, AZ 85541-7468
Document Number	0000010045
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	PIONEER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	102 S 17TH ST COTTONWOOD AZ 863263945, COTTONWOOD, AZ 86326-3945

Mortgage

Document Number	0000010045
Date	Oct 12, 2017
Instrument	10045

Lender

Name	MOHAVE ST BK
Type	Bank
Address	LAKE HAVASU CITY, AZ 86403

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 11, 2032

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GILA AZ
Recording Date	Apr 11, 2017
Property Address	279 S RANCH LN, PAYSON, AZ 85541-7468
Instrument Date	Apr 6, 2017
Instrument	3506
Transaction Type	Construction Loan
Record Updated	Apr 20, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	102 S 17TH ST COTTONWOOD AZ 863263945, COTTONWOOD, AZ 86326-3945

Mortgage

Document Number	0000003506
Date	Apr 11, 2017
Instrument	3506

Lender

Name	MOHAVE ST BK/CNTRY BK
Address	PRESCOTT, AZ 86301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,433 (+11.64%) Land $3,592 Building $32,841	$364,330 (+11.64%) Land $35,924 Building $328,406
2025	$3,606.00 (+9.67%)
2024		$32,634 Land $4,827 Building $27,807	$326,336 Land $48,270 Building $278,066
2023	$3,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99% of the US · above 98.4% of Arizona
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIM TRAIL DWID private · serves 200 people · EPA ID AZ0404035
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2017
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

No cell data coverage reported

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