Lake County property record for 279 Outer Dr, Silver Bay, MN 55614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1955 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Company Name on File |
| Last Sale | $105,000 (Sep 2013) |
| Tax Bill | $2,394 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Oct 2018 Mortgage |
| APN | 22-7480-25090 |
| Primary APN | 22-7480-25090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Gross Area |
| 1st Floor Area | 1,144 sqft |
| Utility Area | 80 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 167 ft deep x 105 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,096 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 195 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 279 OUTER DR |
|---|---|
| City | SILVER BAY |
| State | MN |
| Zip | 55614-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8 & 9 BLOCK 25 |
| Legal Block | 25 |
| Legal Lot Number | 8-9 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | SILVER BAY |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 370300 |
Source: Lake County assessment roll, APN 22-7480-25090, as of August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 279 OUTER DR, SILVER BAY, MN 55614-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 02, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 03, 2018 | Deed of Trust, Mortgage NORTH SHORE FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 2013 · Amount on Record |
| Deed Sale | Sep 03, 2013 · Amount on Record |
| Deed Document Number | 2013171024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Aug 02, 2022 |
| Property Address | 279 OUTER DR, SILVER BAY, MN 55614-1112 |
| Document Number | 000T071/61 |
| Book / Page | T071 / 61 |
| Instrument Date | Jul 27, 2022 |
| Instrument | T000049074 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 279 OUTER DR, SILVER BAY, MN 55614-1112 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 279 OUTER DR, SILVER BAY, MN 55614-1112 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | T000045245 |
|---|---|
| Date | Oct 03, 2018 |
| Instrument | T000045245 |
| Name | NORTH SHORE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 171 Months |
| Due | Jan 01, 2033 |
Source: Lake County assessment roll as of August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Silver Bay City |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,800 (-12.82%) Land $36,800 Building $172,000 | $208,800 (-12.82%) Land $36,800 Building $172,000 | |
| 2025 | $2,394.00 | ||
| 2023 | $239,500 Land $36,800 Building $202,700 | $239,500 Land $36,800 Building $202,700 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753703001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 192 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito West Holding Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
Source: EPA Safe Drinking Water Information System, water system MN1380003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Silver Bay serves 1,826 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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