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  5. Elm Creek Dr

279 Elm Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 279 Elm Creek Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,387 sqft · built 2023
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$473,000 (Dec 2023)
Tax Bill$3,544 (2025)
Deeds & MortgagesJun 2024 Line of Credit
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027984-0240

Property Details

APN / Parcel Number

Primary APN027984-0240

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,387 sqft Living Area
Gross Area2,856 sqft
1st Floor Area1,048 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area469 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address279 ELM CREEK DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description109/69-80 SILVERLEAF 29B-1 LOT 24 OR5874/391
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionSILVERLEAF 29B-1
Legal Block1
Legal Lot Number24
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4000
Census Tract20908

Owner

Source: St. Johns County records · APN 027984-0240

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address279 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 06, 2024Deed of Trust, Mortgage · Line of Credit
COASTLINE FCU
Dec 20, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2023 · Amount on Record
Deed SaleDec 20, 2023 · Amount on Record
Deed Document Number202398473
Deed Book / Page5874 / 391
Record UpdatedJun 08, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address279 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545

Mortgage

Document Number0059630391
DateJun 06, 2024
Book Page5963/391
Instrument2024044013
Lender
NameCOASTLINE FCU
TypeCredit Union
AddressJACKSONVILLE, FL 32247
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 05, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 20, 2023
Property Address279 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545
Document Number0058740391
Book / Page5874 / 391
Map ReferenceMB 109 PG 69-80
Instrument DateDec 18, 2023
Instrument2023098473
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,311.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 ELM CREEK DR, SAINT AUGUSTINE, FL 32092-3545

Mortgage

Document Number0005874396
DateDec 20, 2023
Instrument5874/396
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$284,613 (+2.7%)$408,017 (-1.66%) Land $96,000 Building $312,017
2025$3,544.00 (+13.01%) Homeowner's exemption$277,130 (+2.9%)$414,902 (+0.44%) Land $96,000 Building $318,902
2024$3,136.00 (+452.11%) Homeowner's exemption$269,320 (+501.16%)$413,068 (+822.03%) Land $100,000 Building $313,068
2023$568.00 (-0.87%)$44,800 (-)$44,800 (-) Land $44,800
2022$573.00$44,800$44,800 Land $44,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire LikelihoodAbout 1 in 375 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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