Rutherford County property record for 279 Deerfield Dr, Lake Lure, NC 28746
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,994 sqft · built 1998 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,000 (Apr 2021) |
| Tax Bill | $3,485 (2022) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0216797 |
| Primary APN | 0216797 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,994 sqft Heated Area |
| Gross Area | 3,168 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 575 sqft |
| Patio Area | 538 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 446 |
|---|---|
| Old Parcel Number | 0216797 |
| Street Address | 279 DEERFIELD DR |
| City | LAKE LURE |
| State | NC |
| Zip | 28746-9694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | FAIRFIELD MTNS DEERFIELD LO142 PL10-123 |
| Legal Subdivision | DEERFIELD FAIRFIELD MTNS SEC 5 |
| Legal Block | 12 |
| Legal Lot Number | 142 |
| Jurisdiction | RUTHERFORD NC |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960301 |
279 Deerfield Dr is owned and occupied by an individual who bought it in April 2021.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 279 DEERFIELD DR, LAKE LURE, NC 28746-9694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on File |
| Deed Sale | Apr 28, 2021 · Amount on File |
| Prior Sale | Mar 8, 2013 |
| Deed Document Number | 0020453450 |
| Deed Book / Page | 2045 / 3450 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Apr 28, 2021 |
| Property Address | 279 DEERFIELD DR, LAKE LURE, NC 28746-9694 |
| Document Number | 0020453450 |
| Book / Page | 2045 / 3450 |
| Map Reference | MB 10 PG 234 |
| Instrument Date | Apr 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 279 DEERFIELD DR, LAKE LURE, NC 28746-9694 |
| Document Number | 0020453454 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2045/3454 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Lake Lure Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $555,700 Land $125,000 Building $430,700 | $555,700 Land $125,000 Building $430,700 | |
| 2022 | $3,485.00 | ||
| 2021 | $3,485.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 279 Deerfield Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (2021–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 279 Deerfield Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber | 1,000 / 1,000 |
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