279 Cottrell Rd, Matawan, NJ 07747 Property Records

Middlesex County and Old Bridge Township property record for 279 Cottrell Rd, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	3,023 sqft · built 1870
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Apr 2021)
Tax Bill	$12,570 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-10252-0000-00022-11`

Property Details

APN / Parcel Number

Primary APN	`15-10252-0000-00022-11`
Alternative APNs	`15102520000000220011` `05908000`

Interior

Stories	2 Stories
Building Area	3,023 sqft Living Area

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Split Level
Construction Type	Frame
Lot Area	19,166 sqft (0.44 acres)
Lot Depth	407 ft Depth

Location & Zoning

Account Number	05908000
Street Address	279 COTTRELL RD
City	MATAWAN
State	NJ
Zip	07747-7042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TCD
Legal Description	.44AC HT
Legal Subdivision	INCL
Legal Block	10252
Legal Lot Number	22.11
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1026
Census Tract	7909

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	279 COTTRELL RD, MATAWAN, NJ 07747-7042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Deed of Trust, Mortgage · Line of Credit POLISH & SLAVIC FCU
Apr 30, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Jun 4, 2002 · Amount on Record
Deed Document Number	202160022
Deed Book / Page	18425 / 119
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	279 COTTRELL RD, MATAWAN, NJ 07747-7042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013334
Date	Feb 21, 2018
Book Page	17088/1426
Instrument	201800013334

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union
Address	FAIRFIELD, NJ 07004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Dec 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 30, 2021
Property Address	279 COTTRELL RD, MATAWAN, NJ 07747-7042
Document Number	2021060022
Book / Page	18425 / 119
Instrument Date	Jan 28, 2021
Instrument	2021060022
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,829.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	267 WATER AVE, 267, SOUTH AMBOY, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 COTTRELL RD, MATAWAN, NJ 07747-7042

Mortgage

Document Number	2021060023
Date	Apr 30, 2021
Instrument	2021060023

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,700 (-) Land $49,500 Building $149,200	$198,700 (-) Land $49,500 Building $149,200
2025	$12,570.00 (+10.06%)	$198,700 (-) Land $49,500 Building $149,200	$198,700 (-) Land $49,500 Building $149,200
2024	$11,421.00 (+7.42%)
2023		$198,700 Land $49,500 Building $149,200	$198,700 Land $49,500 Building $149,200
2022	$10,632.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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