279 Co Rd 707, Cotter, AR 72626 Property Records

Baxter County property record for 279 Co Rd 707, Cotter, AR 72626

Property Summary

Property Type	Rural Home
Details	3 ba · 2,184 sqft · built 2008
Lot Size	10 acres (438,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,500 (Dec 2021)
Tax Bill	$4,361 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`001-08352-005`

Property Details

APN / Parcel Number

Primary APN	`001-08352-005`
Alternative APN	`11544`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	2,184 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2008
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	438,649 sqft (10 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	1,260 sqft
Porch	Open Porch
Porch Area	355 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	279 COUNTY ROAD 707
City	COTTER
State	AR
Zip	72626-9618
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A PART OF THE FRACTIONAL NORTHWEST 1/4 OF SECTION 19, TOWNSHIP 19 NORTH, RANGE 14 WEST, L.B.W.R., BAXTER COUNTY, ARKANSAS, BE
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	4
Census Block	4039
Census Tract	950900

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	279 COUNTY ROAD 707, COTTER, AR 72626-9618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Deed Document Number	2021-L202114705
Prior Transfer Date	Jul 23, 2018
Prior Transfer Doc	L201806326
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Jul 23, 2018
Property Address	279 COUNTY ROAD 707, COTTER, AR 72626-9618
Document Number	L201806326
Instrument Date	Jul 23, 2018
Instrument	L201806326
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	HALE ABSTRACT COMPANY INC, ALLEY ABSTRACT CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 CR 707, COSTA MESA, CA 92626

Mortgage

Document Number	L201806327
Date	Jul 23, 2018
Instrument	L201806327

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	1-Year CMT
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,361.00 (-2.24%) Homeowner's exemption	$107,470 (-) Land $10,500 Building $96,970
2024	$4,461.00 (-1.65%)
2023	$4,536.00 Homeowner's exemption	$107,470 Land $10,500 Building $96,970	$537,350 Land $52,500 Building $484,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 65% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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