279 Clara Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 279 Clara Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,114 sqft · built 1993
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Tax Bill	$206 (2023)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0037C044000`

Property Details

APN / Parcel Number

Primary APN	`0037C044000`
Alternative APNs	`0037C044` `18036`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,114 sqft Heated Area
1st Floor Area	1,114 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	214 ft deep x 208 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	300 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18036
Street Address	279 CLARA DR
City	RINGGOLD
State	GA
Zip	30736-7326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 4 CLARA HUSKEY ESTATE PLAT
Legal Subdivision	CLARA HUSKEY ESTATE
Legal Lot Number	4
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3004
Census Tract	30201

Owner

279 Clara Dr is owned and occupied by an individual who acquired it in January 2011.

Source: Catoosa County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	279 CLARA DR, RINGGOLD, GA 30736-7326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Mar 11, 2019	Warranty Deed, Transfer · Conventional with PMI RITA K WALDROP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2011
Deed Sale	Jan 17, 2011
Prior Sale	Aug 11, 2010
Deed Book / Page	1559 / 779
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	279 CLARA DR, RINGGOLD, GA 30736-7326
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 CLARA DR, RINGGOLD, GA 30736-7326

Mortgage

Document Number	0021700000000796
Date	Sep 24, 2021
Book Page	0000002170/0000000796
Instrument	009426

Lender

Name	AMERICAN ADVISORS GROUP

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	928 Months
Due	Jan 1, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.54%
Type Change Date	Nov 1, 2020

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 11, 2019
Property Address	279 CLARA DR, RINGGOLD, GA 30736-7326
Document Number	0019770671
Book / Page	001977 / 000671
Instrument Date	Mar 8, 2019
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 CLARA DR RINGGOLD GA 307367326, RINGGOLD, GA 30736-7326

Mortgage

Document Number	19770673
Date	Mar 11, 2019
Book Page	001977/000673

Lender

Name	RITA K WALDROP
Address	2111 ARLIN ST NE, CONYERS, GA 30012-2564
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	24 Months
Due	Mar 10, 2021

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$69,969 Land $14,137 Building $55,832	$174,923 Land $35,342 Building $139,581
2023	$206.00 (-79%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$53,720 Land $14,137 Building $39,583	$134,299 Land $35,342 Building $98,957
2022	$981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 279 Clara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 279 Clara Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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