27892 Ebenezer Rd, Geneseo, IL 61254 Property Records

Henry County property record for 27892 Ebenezer Rd, Geneseo, IL 61254

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,340 sqft · built 1996
Lot Size	43.9 acres (1,913,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Oct 2024)
Tax Bill	$7,642 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-14-200-012`

Property Details

APN / Parcel Number

Primary APN	`03-14-200-012`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,340 sqft Living Area
1st Floor Area	812 sqft
Basement Area	1,340 sqft
Unfinished Basement	1,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Foundation Type	Block
Lot Area	1,913,155 sqft (43.9 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	27892 EBENEZER RD
City	GENESEO
State	IL
Zip	61254-8650
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT N1972.67 S OF RT 92 NE & 2 TRIANGULAR TRACTS E NW E OF RD SEC 14 T18N R3E
Legal Range	03E
Legal Township	18N
Legal Section	14
Legal Tract	E
Legal Block	200
Jurisdiction	HENRY IL
Township / Civil Division	PHENIX
Census Block Group	2
Census Block	2037
Census Tract	30400

Owner

Source: Henry County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27892 EBENEZER RD, GENESEO, IL 61254-8650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU
May 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage IH MS VLY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Jun 26, 2015 · Amount on Record
Deed Document Number	20244391
Prior Transfer Date	Feb 23, 2010
Prior Transfer Doc	0000001186
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	27892 EBENEZER RD, GENESEO, IL 61254-8650
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	GONG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003622
Date	Jun 9, 2021
Instrument	20-2103622

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	27892 EBENEZER RD, GENESEO, IL 61254-8650
Document Number	0000002302
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27892 EBENEZER RD GENESEO IL 612548650, GENESEO, IL 61254-8650

Mortgage

Document Number	0000002302
Date	May 16, 2019
Instrument	2302

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2029

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Phenix Township
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,642.00 (+315.55%) Homeowner's exemption Senior Citizen's exemption	$115,628 (+4.85%) Land $8,997 Building $106,631	$346,884 (+4.85%) Land $26,991 Building $319,893
2024	$1,839.00 (+346.36%)	$110,284 (+17.51%) Land $8,316 Building $101,968	$330,852 (+17.51%) Land $24,948 Building $305,904
2022		$93,849 Land $6,816 Building $87,033	$281,547 Land $20,448 Building $261,099
2021	$412.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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