2789 State Rte 219, Coldwater, OH 45828 Property Records

Mercer County property record for 2789 State Rte 219, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,432 sqft · built 1920
Lot Size	5.66 acres (246,942 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jan 2003)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-013200.0000`

Property Details

APN / Parcel Number

Primary APN	`43-013200.0000`
Alternative APN	`07-25-400-002`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,432 sqft Living Area
Gross Area	2,036 sqft
Basement Area	420 sqft
Unfinished Basement	420 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	246,942 sqft (5.66 acres)
Garage Type	Attached

Location & Zoning

Street Address	2789 STATE ROUTE 219
City	COLDWATER
State	OH
Zip	45828-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW COR W 1/2 SE 1/4 RTS: 001-06-25
Jurisdiction	MERCER OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	968000

Owner

Source: Mercer County records · APN 43-013200.0000

Assessment roll updated February 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2789 STATE ROUTE 219, COLDWATER, OH 45828-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO
Jan 28, 2022	Survivorship Deed, Transfer
Dec 26, 2019	Intrafamily Transfer, Transfer · Line of Credit THE PEOPLES BANK CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2003 · Amount on Record
Deed Sale	Jan 29, 2003 · Amount on Record
Last Transfer Date	Jan 28, 2022
Transfer Doc	202200000442
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	2789 STATE ROUTE 219, COLDWATER, OH 45828-9722
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2789 STATE ROUTE 219, COLDWATER, OH 45828-9722

Mortgage

Document Number	202300000710
Date	Mar 01, 2023
Instrument	202300000710

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	2789 STATE ROUTE 219, COLDWATER, OH 45828-9722
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2789 STATE ROUTE 219, COLDWATER, OH 45828-9722

Mortgage

Document Number	202200002005
Date	Apr 20, 2022
Instrument	202200002005

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 12, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Jan 28, 2022
Property Address	2789 STATE ROUTE 219, COLDWATER, OH 45828-9722
Document Number	202200000442
Instrument Date	Jan 28, 2022
Instrument	202200000442
Transaction Type	Transfer
Record Updated	Feb 08, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2789 219, COLDWATER, OH 45828

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER OH
Recording Date	Dec 26, 2019
Property Address	2789 STATE ROUTE 219, COLDWATER, OH 45828-9722
Document Number	201900006064
Instrument Date	Dec 17, 2019
Instrument	201900006064
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2789 STATE ROUTE 219, COLDWATER, OH 45828-9722

Mortgage

Document Number	201900006065
Date	Dec 26, 2019
Instrument	201900006065

Lender

Name	THE PEOPLES BANK CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Washington Township
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,995.00	$120,550 (-) Land $22,580 Building $97,970
2024	$3,995.00 (+33.3%)	$120,550 (+30.95%) Land $22,580 Building $97,970
2023	$2,997.00 (+47.06%)	$92,060 (+66.05%) Land $22,580 Building $69,480	$344,400 (+117.42%) Land $64,500 Building $279,900
2022	$2,038.00	$55,440 Land $17,500 Building $37,940
2020			$158,400 Land $50,000 Building $108,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 16, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Benton Ridge Telephone Company Fixed Wireless	400 / 40
NuWave Technology Fixed Wireless · not low latency	10 / 1

May also be available: AT&T, T-Mobile USA, Wabash Mutual Telephone Company.

Based on FCC filings for 7 locations within half a mile of this property.

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