Winneshiek County property record for 2789 River Rd, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 923 sqft · built 1995 |
| Lot Size | 7.41 acres (322,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,000 (Aug 2015) |
| Tax Bill | $2,434 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120320001400 |
| Primary APN | 120320001400 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 923 sqft Living Area |
| 1st Floor Area | 352 sqft |
| Attic | Attic |
| Attic Area | 123 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 322,780 sqft (7.41 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Deck Area | 90 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2789 RIVER RD |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-7324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1-1 NW NE |
| Legal Range | 07W |
| Legal Township | 98N |
| Legal Section | 03 |
| Legal Lot Number | 1 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | GLENWOOD |
| Census Block Group | 2 |
| Census Block | 2113 |
| Census Tract | 950400 |
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2789 RIVER RD, DECORAH, IA 52101-7324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2015 · Amount on Record |
| Deed Sale | Aug 20, 2015 · Amount on Record |
| Deed Document Number | 20152505 |
| Deed Book / Page | 2015 / 2505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2789 RIVER RD, DECORAH, IA 52101-7324 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/1961 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 2020/1961 |
| Instrument | 2020 1961 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,434.00 | $254,510 (+13.85%) Land $45,970 Building $208,540 | $254,510 (+13.85%) Land $45,970 Building $208,540 |
| 2025 | $2,434.00 (+4.73%) Homeowner's exemption | $223,550 (+12.35%) Land $45,970 Building $177,580 | $223,550 (+12.35%) Land $45,970 Building $177,580 |
| 2024 | $2,324.00 (+7.79%) | ||
| 2023 | $198,980 (+16.12%) Land $45,970 Building $153,010 | $198,980 (+16.12%) Land $45,970 Building $153,010 | |
| 2022 | $2,156.00 Homeowner's exemption | $171,360 Land $38,310 Building $133,050 | |
| 2021 | $171,360 Land $38,310 Building $133,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harmony Telephone Company Fiber | 1,000 / 1,000 |
No cell data coverage reported
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