Kane County property record for 2789 Randall Ridge Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,495 sqft · built 1995 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Oct 2026) |
| Tax Bill | $10,476 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage May 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-17-259-005 |
| Primary APN | 06-17-259-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,495 sqft Living Area |
| Gross Area | 3,190 sqft |
| Basement Area | 695 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 2789 RANDALL RIDGE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANDALL RIDGE UNIT 3 LOT 9 |
| Legal Subdivision | RANDALL RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 851904 |
2789 Randall Ridge Dr is owned by two individuals who bought it in October 2026.
Source: Kane County records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2193 COLORADO AVE, ELGIN, IL 60123-2543 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 29, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
| Jun 21, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP |
| May 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Jul 17, 2019 | Deed, Transfer · FHA Mortgage OLD SECOND NATIONAL BANK |
| Sep 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2026 · Amount on File |
| Deed Sale | Oct 5, 2026 · Amount on File |
| Prior Sale | Jun 21, 2022 · Amount on File |
| Deed Document Number | 202642981 |
| Prior Transfer Date | Jul 31, 2018 |
| Prior Transfer Doc | 0000044291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 5, 2026 |
| Property Address | 2789 RANDALL RIDGE DR, ELGIN, IL 60124-8044 |
| Document Number | 0000042981 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202642981 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2193 COLORADO AVE, ELGIN, IL 60123-2543 |
| Document Number | 0000042982, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 202642982 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 29, 2026 |
| Property Address | 2789 RANDALL RIDGE DR, ELGIN, IL 60124-8044 |
| Document Number | 0000022050 |
| Instrument Date | May 18, 2026 |
| Instrument | 202622050 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2789 RANDALL RIDGE DR, ELGIN, IL 60124-8044 |
| Document Number | 0000022050, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202622050 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 18, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 21, 2022 |
| Property Address | 2789 RANDALL RIDGE DR, ELGIN, IL 60124-8044 |
| Document Number | 0000032040 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022K032040 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $421.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1432 PARKINGDRIVE, CRYSTAL LAKE, IL 60014 |
| Document Number | 0000032041 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022K032041 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2789 RANDALL RIDGE DR, ELGIN, IL 60124-8044 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037675 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021K037675 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ISSUE, MD 20645 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 17, 2019 |
| Property Address | 2789 RANDALL RIDGE DR, ELGIN, IL 60124-8044 |
| Document Number | 0000031040 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019K031040 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2789 RANDALL RIDGE DR, ELGIN, IL 60124-8044 |
| Document Number | 0000031041 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 2019K031041 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 10, 2018 |
| Property Address | 2789 RANDALL RIDGE DR, ELGIN, IL 60124-8044 |
| Document Number | 0000044291 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 44291 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2789 RANDALL RIDGE DR ELGIN IL 601248044, ELGIN, IL 60124-8044 |
The 2025 property tax bill for 2789 Randall Ridge Dr was $10,476, down 2.4% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,476.00 (-2.43%) Homeowner's exemption | $141,774 (+8.57%) Land $28,671 Building $113,103 | $425,492 (+8.57%) Land $86,047 Building $339,445 |
| 2024 | $10,737.00 | $130,583 Land $26,408 Building $104,175 | $391,906 Land $79,256 Building $312,650 |
| 2022 | $9,706.00 (+3.44%) Homeowner's exemption | $107,570 (+6.96%) Land $21,754 Building $85,816 | $322,710 (+6.96%) Land $65,262 Building $257,448 |
| 2021 | $9,383.00 Homeowner's exemption | $100,570 Land $20,338 Building $80,232 | $301,710 Land $61,014 Building $240,696 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2789 Randall Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2789 Randall Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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