2788 Usina St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2788 Usina St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,620 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on File
Last Sale	$288,000 (Feb 2026)
Tax Bill	$3,081 (2025)
Deeds & Mortgages	Feb 2026 Sale & Line of Credit Nov 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`094080-0000`

Property Details

APN / Parcel Number

Primary APN	`094080-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	1,460 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 95 ft wide
Garage Type	Carport
Garage Area	372 sqft
Carport	Carport
Carport Area	372 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Glass Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2788 USINA ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-106 SAN SEBASTIAN SUB REPLAT OF BLKS 9 10 & 13 W7.5FT OF LOT 18 LOT 19 W7.5FT OF LOT 20 (EX S5FT) & LOT 21 (EX S5FT) OR6304/334
Legal Range	29E
Legal Township	07S
Legal Section	12
Legal Subdivision	SAN SEBASTIAN SUBDIVISION, REPLAT OF BLO
Legal Block	9
Legal Lot Number	18-21
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3006
Census Tract	21002

Owner

2788 Usina St is owned by a company that bought it in February 2026.

Source: St. Johns County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4710 NE 13TH ST, OCALA, FL 34470-2100
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer · Line of Credit AMERIS BANK
Nov 27, 2023	Special Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Mar 8, 2023	Warranty Deed, Transfer · Commercial Mortgage STOA 3 LLC
Sep 27, 2022	Warranty Deed, Transfer · Construction Mortgage STOA 3 LLC
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 1, 2017	Warranty Deed, Transfer · Conventional Mortgage FBT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on File
Deed Sale	Feb 11, 2026 · Amount on File
Prior Sale	Jan 14, 2025 · Amount on File
Deed Document Number	202611858
Deed Book / Page	6304 / 334
Prior Transfer Date	Jan 26, 2006
Prior Transfer Doc	0026490236
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 11, 2026
Property Address	2788 USINA ST, SAINT AUGUSTINE, FL 32084-2443
Document Number	0063040334
Book / Page	6304 / 334
Map Reference	MB 3 PG 106
Instrument Date	Feb 9, 2026
Instrument	2026011858
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ALL FLORIDA TITLE SERVICES INC, ALL FLORIDA TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,016.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7901 4TH ST N, SAINT PETERSBURG, FL 33702-4305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4710 NE 13TH ST, OCALA, FL 34470-2100

Mortgage

Document Number	0006304336
Date	Feb 11, 2026
Instrument	6304/336

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 27, 2023
Property Address	2788 USINA ST, SAINT AUGUSTINE, FL 32084-2443
Document Number	0058611398
Book / Page	5861 / 1398
Map Reference	MB 3 PG 106
Instrument Date	Nov 7, 2023
Instrument	2023092013
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2394 E CAMELBACK RD # RD200, RD200, PHOENIX, AZ 85016-3429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 PARK AVE # 9TH, NEW YORK, NY 10017-1274
Investor	Possibly a Property Investor

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 8, 2023
Property Address	2788 USINA ST, SAINT AUGUSTINE, FL 32084-2443
Document Number	0057201707
Book / Page	5720 / 1707
Map Reference	MB 3 PG 106
Instrument Date	Dec 6, 2022
Instrument	2023017730
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	ATTORNEYS KEY TITLE LLC, ATTORNEYS SIGNATURE TTL PLLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,422.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7632 SOUTHSIDE BLVD APT 251, 251, JACKSONVILLE, FL 32256-7037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2394 E CAMELBACK RD STE 200, 200, PHOENIX, AZ 85016-3483
Investor	Possibly a Property Investor

Mortgage

Document Number	0057201709
Date	Mar 8, 2023
Instrument	5720/1709

Lender

Name	STOA 3 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 27, 2022
Property Address	2788 USINA ST, SAINT AUGUSTINE, FL 32084-2443
Document Number	0056401995
Book / Page	5640 / 1995
Map Reference	MB 3 PG 106
Instrument Date	Sep 13, 2022
Instrument	2022091880
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	LIBERTY TTL CO OF AMERICA IN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2788 USINA ST, SAINT AUGUSTINE, FL 32084-2443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7632 SOUTHSIDE BLVD APT 251, 251, JACKSONVILLE, FL 32256-7037

Mortgage

Document Number	0056410001
Date	Sep 27, 2022
Book Page	5641/1
Instrument	2022091881

Lender

Name	STOA 3 LLC
Type	Non-Lending Institution
Address	PHOENIX, AZ 85016

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Apr 1, 2023

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 2, 2018
Property Address	2788 USINA ST, SAINT AUGUSTINE, FL 32084-2443
Document Number	0045730360
Book / Page	4573 / 0360
Map Reference	MB3 PG106
Instrument Date	Jul 2, 2018
Instrument	2018046880
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SVCS OF ST JOHN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2788 USINA ST, 2788, SAINT AUGUSTINE, FL 32084-2443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 USINA ST, SAINT AUGUSTINE, FL 32084-2443

Mortgage

Document Number	2018046881
Date	Jul 2, 2018
Instrument	2018046881

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 1, 2017
Property Address	2788 USINA ST, SAINT AUGUSTINE, FL 32084-2443
Document Number	0044131516
Book / Page	4413 / 1516
Map Reference	MB3 PG106
Instrument Date	Jul 28, 2017
Instrument	2017052875
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SVCS OF ST JOHN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2788 USINA ST, 2788, SAINT AUGUSTINE, FL 32084-2443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 USINA ST, SAINT AUGUSTINE, FL 32084-2443

Mortgage

Document Number	2017052876
Date	Aug 1, 2017
Instrument	2017052876

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2788 Usina St was $3,081, down 11.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,373 (+28.17%) Land $77,520 Building $182,853	$260,373 (+28.17%) Land $77,520 Building $182,853
2025	$3,081.00 (-11.8%)	$203,143 (-20.97%)	$203,143 (-20.97%) Land $77,520 Building $125,623
2024	$3,493.00 (+21.33%)	$257,053 (+24.88%)	$257,053 (+24.88%) Land $77,520 Building $179,533
2023	$2,879.00 (+51.85%)	$205,832 (+22.15%)	$205,832 (-5.78%) Land $77,520 Building $128,312
2022	$1,896.00 Homeowner's exemption	$168,503	$218,458 Land $54,264 Building $164,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2788 Usina St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2788 Usina St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Usina St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures