2788 SE Delmar St, Stuart, FL 34997 Property Records

Martin County property record for 2788 SE Delmar St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,032 sqft · built 1967
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Sep 2018)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-070-0011.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-070-0011.0-9-0000`
Alternative APNs	`37-38-41-007-070-00110-9` `33801`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33801
Street Address	2788 SE DELMAR ST
City	STUART
State	FL
Zip	34997-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOTS 11 13 15 & 17 BLK 70
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	70
Legal Lot Number	11
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1025
Census Tract	1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2788 SE DELMAR ST, STUART, FL 34997-5206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPROUT MORTGAGE LLC
Sep 12, 2018	Warranty Deed, Transfer · ARM CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	Apr 22, 2004 · Amount on Record
Deed Document Number	20182715131
Deed Book / Page	3015 / 1327
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2788 SE DELMAR ST, STUART, FL 34997-5206
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	GUARANTEE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 SE DELMAR ST, STUART, FL 34997-5206

Mortgage

Document Number	0032571427
Date	Sep 20, 2021
Book Page	3257/1427
Instrument	2914887

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution
Address	PORT SAINT LUCIE, FL 34986

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 12, 2018
Property Address	2788 SE DELMAR ST, STUART, FL 34997-5206
Document Number	0030151327
Book / Page	03015 / 1327
Map Reference	MB11 PG41
Instrument Date	Sep 5, 2018
Instrument	2715131
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SIGNATURE TITLE FLORIDA PART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	903 SE CENTRAL PKWY, 903, STUART, FL 34994-3904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 SE DELMAR ST, STUART, FL 34997-5206

Mortgage

Document Number	0002715132
Date	Sep 12, 2018
Instrument	2715132

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	8.37%
Max Rate At Change	10.3%
Index	1-Year LIBOR
Max Rate	13.3%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,717.00 (+0.11%) Additional exemption filed	$144,850 (+5.99%)	$299,950 (+49.25%) Land $215,000 Building $84,950
2024	$2,714.00 (+2.38%)
2023	$2,651.00 (+3.27%) Additional exemption filed	$136,668 (+3%)	$200,970 (+16.8%) Land $125,000 Building $75,970
2022	$2,567.00 Homeowner's exemption	$132,688	$172,070 Land $105,450 Building $66,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2008)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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