2788 Cramer Cir, San Jose, CA 95111 Property Records

Santa Clara County property record for 2788 Cramer Cir, San Jose, CA 95111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,020 sqft · built 1979
Lot Size	0.138 acres (5,995 sqft)
Owner	2 Individual Names on File
Last Sale	$607,000 (Nov 2016)
Tax Bill	$10,909 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Mortgage
Flood Zone	Zone D (undetermined)
APN	`497-35-012`

Property Details

APN / Parcel Number

Primary APN	`497-35-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,995 sqft (0.138 acres)
Lot Dimensions	109 ft deep x 55 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2788 CRAMER CIR
City	SAN JOSE
State	CA
Zip	95111-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B6
Legal Description	TRACT 6239 BOOK 418 PAGE 32 PAGE 33 LOT 11
Legal Subdivision	TRACT NO 6239
Legal Tract	6239
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2000
Census Tract	503222

Owner

2788 Cramer Cir is owned and occupied by two individuals who bought it in November 2016.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2788 CRAMER CIR, SAN JOSE, CA 95111-2128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2016 · Amount on File
Deed Sale	Nov 22, 2016 · Amount on File
Prior Sale	May 14, 2009 · Amount on File
Deed Document Number	201623506235
Prior Transfer Date	Oct 23, 1997
Prior Transfer Doc	0013915197
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 27, 2022
Property Address	2788 CRAMER CIR, SAN JOSE, CA 95111-2128
Document Number	0025228115
Map Reference	MB 418 PG 32&33
Instrument Date	Jan 21, 2022
Instrument	25228115
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2788 CRAMER CIR, SAN JOSE, CA 95111-2128

Mortgage

Document Number	0025228116
Date	Jan 27, 2022
Instrument	25228116

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2788 CRAMER CIR, SAN JOSE, CA 95111-2128
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 CRAMER CIR, SAN JOSE, CA 95111-2128

Mortgage

Document Number	0024834356
Date	Feb 17, 2021
Instrument	24834356

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 2788 Cramer Cir was $10,909.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$718,557 (+2%) Land $574,848 Building $143,709
2025	$10,909.00	$704,469 Land $563,577 Building $140,892
2023	$10,383.00 (+2.36%)	$677,116 Land $541,694 Building $135,422
2022	$10,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2788 Cramer Cir in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2788 Cramer Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile.

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