2788 Cabernet Cir, Ocoee, FL 34761 Property Records

Orange County property record for 2788 Cabernet Cir, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,835 sqft · built 2005
Lot Size	0.212 acres (9,231 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (May 2018)
Tax Bill	$4,703 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-22-28-8911-00-480`

Property Details

APN / Parcel Number

Primary APN	`06-22-28-8911-00-480`
Alternative APNs	`282206891100480` `227165` `232008` `236575`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,835 sqft Living Area
Gross Area	3,768 sqft
1st Floor Area	2,835 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,231 sqft (0.212 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2788 CABERNET CIR
City	OCOEE
State	FL
Zip	34761-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	VINEYARDS SUBDIVISION 58/147 LOT 48
Legal Range	28E
Legal Township	22S
Legal Section	06
Legal Subdivision	VINEYARDS SUB
Legal Tract	8911
Legal Lot Number	48
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	3
Census Block	3001
Census Tract	17506

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2788 CABERNET CIR, OCOEE, FL 34761-5044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 12, 2019	Deed of Trust, Mortgage · Conventional with PMI FLAGSTAR BK
May 24, 2018	Special Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 18, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Jan 18, 2018 · Amount on Record
Deed Document Number	2018309584
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2788 CABERNET CIR, OCOEE, FL 34761-5044
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210621298
Date	Oct 12, 2021
Instrument	20210621298

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2788 CABERNET CIR, OCOEE, FL 34761-5044
Document Number	0000577510
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2788 CABERNET CIR OCOEE FL 347615044, OCOEE, FL 34761-5044

Mortgage

Document Number	0000577510
Date	Sep 17, 2019
Instrument	577510

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 24, 2018
Property Address	2788 CABERNET CIR, OCOEE, FL 34761-5044
Document Number	0000309584
Map Reference	MB 58 PG 147-149
Instrument Date	May 22, 2018
Instrument	20180309584
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,009.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 CABERNET CIR, OCOEE, FL 34761-5044

Mortgage

Document Number	0000309585
Date	May 24, 2018
Instrument	20180309585

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 18, 2018
Property Address	2788 CABERNET CIR, OCOEE, FL 34761-5044
Document Number	0000036112
Instrument Date	Jan 3, 2018
Instrument	36112
Transaction Type	Foreclosure
Record Updated	Feb 1, 2018

Transaction

Amount	Amount Recorded
Tax	$1,584.10
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,805 (+2.7%)	$433,180 (-1.23%) Land $100,000 Building $333,180
2025	$4,703.00 (+7.74%) Homeowner's exemption	$279,265 (+5.99%)	$438,590 (+10.12%) Land $100,000 Building $338,590
2024	$4,365.00 (+3.41%)
2023	$4,221.00 (+3.23%) Homeowner's exemption	$263,490 (+3%)	$398,300 (+26.22%) Land $100,000 Building $298,300
2022	$4,089.00 Homeowner's exemption	$255,816	$315,558 Land $65,000 Building $250,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Cabernet Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures