Navajo County property record for 2787 Valley Cut, Overgaard, AZ 85933
| Property Type | Single Family Home |
|---|---|
| Details | 2,008 sqft · built 2000 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Aug 2024) |
| Tax Bill | $3,255 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-35-079 |
| Primary APN | 206-35-079 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Deck Area | Deck Area |
| Patio Area | 853 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2787 VALLEY CUT |
|---|---|
| City | OVERGAARD |
| State | AZ |
| Zip | 85933-5441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | SECTION 31, T12N, R17E:EAST 312.4 OF: BEG SE COR NE4 NW4; TH N0D EG1508 W 287.75TPOB;TH S89DEG5831 W 583.75; TH N8DEG2645 E 1 07.09;TH N19DEG2150 W 281.15; TH N9DEG4854 W 668.75;TH S89DE G5759 E 770.22; TH S0DEG1508 E 1029.37TPOB EXCEPT N 471.62 A S |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 31 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 964201 |
Source: Navajo County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3378 E MAYBERRY AVE, GILBERT, AZ 85297-8253 |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on Record |
| Deed Sale | Aug 1, 2024 · Amount on Record |
| Prior Sale | Aug 26, 2015 · Amount on Record |
| Deed Document Number | 202410453 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 2787 VALLEY CUT, OVERGAARD, AZ 85933-5441 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000007410 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021-07410 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Heber-Overgaard Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $509,822 (+2.68%) Land $119,465 Building $390,357 | ||
| 2025 | $3,255.00 (+4.23%) | $49,650 Land $13,490 Building $36,160 | $496,503 Land $134,899 Building $361,604 |
| 2023 | $3,123.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 89% of Arizona |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fixed Wireless | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Verizon.
5G (outdoors only) and 4G LTE
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