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2787 Hwy 182, Jay, FL 32565 Property Records

Santa Rosa County property record for 2787 Hwy 182, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 924 sqft · built 1989
Lot Size7.82 acres (340,639 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Nov 2017)
Tax Bill$1,526 (2024)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-3N-30-0000-00201-0000

Property Details

APN / Parcel Number

Primary APN13-3N-30-0000-00201-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area924 sqft
Gross Area1,276 sqft
1st Floor Area924 sqft

Exterior

Year BuiltBuilt 1989
Exterior MaterialMetal
Construction TypeWood Frame
Lot Area340,639 sqft (7.82 acres)
Lot Dimensions1,229 ft deep x 278 ft wide
PorchPorch
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number133N300000002010000
Street Address2787 HIGHWAY 182
CityJAY
StateFL
Zip32565-9329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionBEG AT SE CORN OF NE4 OF NW4 TH S89*42'47W 278.15 FT TH N 0*02'09E 1227.01 FT TO S R/W OF SR 182 TH N89*05'52E 278.6 FT TH
Legal Range30W
Legal Township03N
Legal Section13
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1001
Census Tract10303

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4150 LUTHER FOWLER RD, MILTON, FL 32571-7304
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2017 · Amount on File
Deed SaleNov 17, 2017 · Amount on File
Deed Document Number0036791019
Deed Book / Page3679 / 1019
Record UpdatedJun 8, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 17, 2017
Property Address2787 HIGHWAY 182, JAY, FL 32565-9329
Document Number0036791019
Book / Page003679 / 001019
Instrument DateNov 15, 2017
Instrument47882
Transaction TypeTransfer
Record UpdatedDec 8, 2017
Title CompanyCLEAR TITLE/NW FL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4150 LUTHER FOWLER RD MILTON FL 325717304, MILTON, FL 32571-7304

Mortgage

Document Number36791024
DateNov 17, 2017
Book Page003679/001024
Instrument47883
Lender
NameFIVE STAR CU
TypeCredit Union
AddressDOTHAN, AL 36303
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueNov 16, 2032

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,526.00 (+2.69%)$153,924 (-) Land $142,324 Building $11,600$153,924 (-) Land $142,324 Building $11,600
2023$1,486.00 (+2.77%)$153,924 (-) Land $142,324 Building $11,600$153,924 (-) Land $142,324 Building $11,600
2022$1,446.00$153,924$153,924 Land $142,324 Building $11,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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