2787 Cascade Falls Cir, Elgin, IL 60124 Property Records

Kane County property record for 2787 Cascade Falls Cir, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,560 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Dec 2023)
Tax Bill	$7,559 (2025)
Deeds & Mortgages	Dec 2016 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-29-181-013`

Property Details

APN / Parcel Number

Primary APN	`06-29-181-013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Width	43 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2787 CASCADE FALLS CIR
City	ELGIN
State	IL
Zip	60124-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 3 LT 704
Legal Subdivision	EDGEWATER SUB
Legal Phase	3
Legal Block	2
Legal Lot Number	704
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2028
Census Tract	851913

Owner

Source: Kane County records · APN 06-29-181-013

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1408 OSTRANDER AVE, LA GRANGE PARK, IL 60526-1352
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2016	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Dec 20, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Jan 25, 2007 · Amount on Record
Deed Document Number	202343954
Record Updated	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2787 CASCADE FALLS CIR, ELGIN, IL 60124-3116
Document Number	0000000318
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	May 09, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2787 CASCADE FALLS CIR ELGIN IL 601243116, ELGIN, IL 60124-3116

Mortgage

Document Number	0000000318
Date	Jan 03, 2017
Instrument	318

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jan 02, 2097

Interest

Rate Type	Adjustable Rate
Rate	5.19%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2787 CASCADE FALLS CIR, ELGIN, IL 60124-3116
Document Number	0000000319
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Jan 09, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2787 CASCADE FALLS CIR ELGIN IL 601243116, ELGIN, IL 60124-3116

Mortgage

Document Number	0000000319
Date	Jan 03, 2017
Instrument	319

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jan 02, 2097

Interest

Rate Type	Adjustable Rate
Rate	5.19%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,559.00 (+14.22%)
2024		$106,004 (+21.39%) Land $32,196 Building $73,808	$318,139 (+21.44%) Land $96,627 Building $221,513
2022	$6,618.00 (+5.01%) Homeowner's exemption	$87,323 (+6.96%) Land $26,522 Building $60,801	$261,969 (+6.96%) Land $79,566 Building $182,403
2021	$6,302.00 Homeowner's exemption	$81,641 Land $24,796 Building $56,845	$244,923 Land $74,388 Building $170,535

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 459 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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