27866 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 27866 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 2016
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$94,500 (Apr 2015)
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`40-23-35-301-006`

Property Details

APN / Parcel Number

Primary APN	`40-23-35-301-006`
Alternative APNs	`0071355-007200-8` `10004625221`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,607 sqft Living Area
Gross Area	2,188 sqft
Flooring	Covered

Exterior

Year Built	Built 2016
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.143 acres)
Garage Area	409 sqft
Driveway	Driveway
Driveway Area	561 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	172 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004625221
Old Parcel Number	00713550072008
Street Address	27866 ARROWHEAD CIR
City	PUNTA GORDA
State	FL
Zip	33982-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CG
Legal Description	CAL 000 0000 0051 CALUSA CREEK LT51 3329/1957 3962/1574 4104/1343 UNREC DC-MAE L/E3530277
Legal Range	23E
Legal Township	40S
Legal Section	35
Legal Subdivision	CALUSA CREEK
Legal Lot Number	51
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	4
Census Block	4041
Census Tract	10200

Owner

27866 Arrowhead Cir is owned and occupied by an individual who acquired it in May 2025.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	27866 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2018	Deed of Trust, Mortgage · VA Mortgage GUARDIAN MORTGAGE CO INC
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2015 · Amount on File
Deed Sale	Apr 15, 2015 · Amount on File
Prior Sale	Jul 21, 2016 · Amount on File
Deed Document Number	0039621574
Deed Book / Page	003962 / 001574
Last Transfer Date	May 23, 2025
Transfer Doc	0003530277
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	27866 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041641052
Date	Feb 2, 2017
Book Page	4164/1052
Instrument	2497131

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	27866 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043742138
Date	Nov 1, 2018
Book Page	4374/2138
Instrument	2658226

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	27866 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044880383
Date	Sep 30, 2019
Book Page	4488/0383
Instrument	2747629

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 27866 Arrowhead Cir was $2,044 with exemptions applied.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,044.00 Homeowner's exemption Widower's exemption	$180,522	$298,338 Land $36,400 Building $261,938
2023	$2,170.00 (-12.85%) Homeowner's exemption Disabled Person's exemption	$147,872 (-10.58%)	$287,435 (+13.33%) Land $33,400 Building $254,035
2022	$2,490.00 Homeowner's exemption Disabled Person's exemption	$165,363	$253,624 Land $22,440 Building $231,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27866 Arrowhead Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 units insured incl. 30 condo units
Nearby Flood Claims	6 (2010–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27866 Arrowhead Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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