27865 Lacy Rd, Arcadia, IN 46030 Property Records

Hamilton County property record for 27865 Lacy Rd, Arcadia, IN 46030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,190 sqft · built 2019
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$4,611 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-03-10-000-016.002-017`

Property Details

APN / Parcel Number

Primary APN	`29-03-10-000-016.002-017`
Alternative APN	`0703100000016002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,190 sqft Living Area
Basement Area	1,431 sqft
Family Room	Family Room

Exterior

Year Built	Built 2019
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Account Number	0703100000016002
Street Address	27865 LACY RD
City	ARCADIA
State	IN
Zip	46030-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 3.00, SECTION 10, TOWNSHIP 20, RANGE 5
Legal Range	05
Legal Township	20
Legal Section	10
Jurisdiction	HAMILTON IN
Township / Civil Division	WHITE RIVER
Census Block Group	1
Census Block	1040
Census Tract	110102

Owner

27865 Lacy Rd is owned and occupied by an individual who acquired it in September 2019.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	27865 LACY RD, ARCADIA, IN 46030-9001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITYWORTH MORTGAGE LLC
Sep 26, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 10, 2019	Warranty Deed, Transfer ENTERPRISE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019
Deed Sale	Sep 26, 2019
Prior Sale	Jan 10, 2019 · Amount on File
Deed Document Number	2019046859
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	27865 LACY RD, ARCADIA, IN 46030-9001
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087014
Date	Nov 30, 2020
Instrument	2020087014

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 26, 2019
Property Address	27865 LACY RD, ARCADIA, IN 46030-9001
Document Number	0000046859
Instrument Date	Sep 20, 2019
Instrument	2019046859
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2023
Title Company	ENTERPRISE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27865 LACY RD, ARCADIA, IN 46030-9001

Mortgage

Document Number	0000046860
Date	Sep 26, 2019
Instrument	2019046860

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 10, 2019
Property Address	27865 LACY RD, ARCADIA, IN 46030-9001
Document Number	0000001043
Instrument Date	Jan 4, 2019
Instrument	1043
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9225 HARRISON PARK CT INDIANAPOLIS IN 462161089, INDIANAPOLIS, IN 46216-1089

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	White River Township
Unified School District	Hamilton Heights School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$546,400 Land $77,900 Building $468,500	$546,400 Land $77,900 Building $468,500
2024	$4,611.00 (+10.55%)
2023	$4,171.00 (-10.42%)	$529,500 (+12.37%) Land $77,900 Building $451,600	$529,500 (+12.37%) Land $77,900 Building $451,600
2022	$4,656.00	$471,200 Land $77,900 Building $393,300	$471,200 Land $77,900 Building $393,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27865 Lacy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 27865 Lacy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	25 / 5
Watch TV Fixed Wireless	25 / 3

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