278609 E 1640 Rd, Marlow, OK 73055 Property Records

Stephens County property record for 278609 E 1640 Rd, Marlow, OK 73055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,254 sqft · built 1976
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$1,000 (Sep 2022)
Tax Bill	$932 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-22-02N-08W-1-011-00`

Property Details

APN / Parcel Number

Primary APN	`0000-22-02N-08W-1-011-00`
Alternative APN	`7493`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7493
Street Address	278609 E 1640 RD
City	MARLOW
State	OK
Zip	73055-0230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	22-2N-8W TR BEG 418E NW/C NE E209 S627 W209 N627 TO BEG
Legal Range	08W
Legal Township	02N
Legal Section	22
Legal Subdivision	CITY OF DUNCAN
Legal Block	2N
Legal Lot Number	8W
Jurisdiction	STEPHENS OK
Township / Civil Division	MARLOW
Census Block Group	1
Census Block	1046
Census Tract	901

Owner

Source: Stephens County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	278609 E 1640 RD, MARLOW, OK 73055-0230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2025	Deed of Trust, Mortgage FIRST BANK & TRUST CO
Oct 30, 2024	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO
Jan 9, 2023	Correction Deed
Sep 16, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	20229583
Deed Book / Page	6229 / 91
Last Transfer Date	Jan 9, 2023
Transfer Doc	006281/128
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	278609 E 1640 RD, MARLOW, OK 73055-0230
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006621/290
Date	Feb 3, 2025
Book Page	6621/290
Instrument	I-2025-000814

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount Recorded
Term	236 Months
Due	Oct 20, 2044

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	278609 E 1640 RD, MARLOW, OK 73055-0230
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006581/291
Date	Oct 30, 2024
Book Page	6581/291
Instrument	I-2024-009404

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 20, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	STEPHENS OK
Recording Date	Jan 9, 2023
Property Address	278609 E 1640 RD, MARLOW, OK 73055-0230
Document Number	006281/128
Book / Page	6281 / 128
Instrument Date	Oct 6, 2022
Instrument	I-2023-000234
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 N 5TH ST, DUNCAN, OK 73533-5829

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS OK
Recording Date	Sep 16, 2022
Property Address	278609 E 1640 RD, MARLOW, OK 73055-0230
Document Number	0006229/91
Book / Page	6229 / 91
Instrument Date	Sep 12, 2022
Instrument	I-2022-009583
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Tax	$1.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 N 5TH ST, DUNCAN, OK 73533-6110

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Unified School District	Marlow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$932.00 (+10.82%)	$9,273 (+15.75%) Land $1,162 Building $8,111	$87,495 (+20.15%) Land $10,561 Building $76,934
2023	$841.00	$8,011 Land $1,162 Building $6,849	$72,821 Land $10,561 Building $62,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	200 / 50
Rise Broadband Fixed Wireless	50 / 10

May also be available: Nextlink.

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