2786 Winesap Cir, Placerville, CA 95667 Property Records

El Dorado County property record for 2786 Winesap Cir, Placerville, CA 95667

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 2012
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jul 2024)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Oct 2019 Reverse Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`323-660-031-000`

Property Details

APN / Parcel Number

Primary APN	`323-660-031-000`
Alternative APNs	`32366031100` `3236603110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Mobile Home
Construction Type	Manufactured
Lot Area	5,227 sqft (0.12 acres)
Terrain	Combination
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2786 WINESAP CIR
City	PLACERVILLE
State	CA
Zip	95667-3108
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	L 31 RIDGE ORCHRD HILL #1
Legal Subdivision	RIDGE ORCHRD HILL #1
Legal Lot Number	31
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	4
Census Block	4022
Census Tract	31000

Owner

2786 Winesap Cir, a mobile home, is owned and occupied by two individuals who bought it in July 2024.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2786 WINESAP CIR, PLACERVILLE, CA 95667-3108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Deed of Trust, Mortgage · Reverse Mortgage INDEPENDENT MORTGAGE CORP
Oct 21, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on File
Deed Sale	Jul 29, 2024 · Amount on File
Prior Sale	Nov 16, 2012 · Amount on File
Deed Document Number	202421061
Prior Transfer Date	Apr 27, 2008
Prior Transfer Doc	0000020494
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2786 WINESAP CIR, PLACERVILLE, CA 95667-3108
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FNC TITLE SERV LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046324
Date	Oct 30, 2019
Instrument	2019-0046324

Lender

Name	INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2786 WINESAP CIR, PLACERVILLE, CA 95667-3108
Document Number	0000046325
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 WINESAP CIR PLACERVILLE CA 956673108, PLACERVILLE, CA 95667-3108

Mortgage

Document Number	0000046325
Date	Oct 30, 2019
Instrument	46325

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.7%

Tax Assessment & Valuation

The 2025 property tax bill for 2786 Winesap Cir was $4,970.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$423,300 (+2%) Land $102,000 Building $321,300
2025	$4,970.00	$415,000 Land $100,000 Building $315,000
2023	$664.00 (+16.29%)	$222,201 Land $53,325 Building $168,876
2022	$571.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2786 Winesap Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2017–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2786 Winesap Cir is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Winesap Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures