Lancaster County property record for 2786 Windmill Point Rd, White Stone, VA 22578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,208 sqft · built 1898 |
| Lot Size | 3.72 acres (162,217 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $71 (2025) |
| Deeds & Mortgages | Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 35 262 |
| Primary APN | 35 262 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,208 sqft Living Area |
| Gross Area | 6,368 sqft |
| 1st Floor Area | 4,200 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 162,217 sqft (3.72 acres) |
| Garage Area | 1,041 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 230 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Utility Building | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12447 |
|---|---|
| Street Address | 2786 WINDMILL POINT RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-3037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PALMER 3.724 AC LR22/392 |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30301 |
2786 Windmill Point Rd is owner-occupied and held in a trust since January 2022.
Source: Lancaster County records, as of July 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2786 WINDMILL POINT RD, WHITE STONE, VA 22578-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 27, 2022 |
| Transfer Doc | 0000000392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Feb 10, 2022 |
| Property Address | 2786 WINDMILL POINT RD, WHITE STONE, VA 22578-3037 |
| Document Number | 0220000392 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 220000392 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2786 WINDMILL POINT RD, WHITE STONE, VA 22578-3037 |
The 2025 property tax bill for 2786 Windmill Point Rd was $71.
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71.00 | $1,306,800 Land $422,200 Building $884,600 | $1,306,800 Land $422,200 Building $884,600 |
| 2023 | $5,683.00 | $902,200 Land $402,200 Building $500,000 | $902,200 Land $402,200 Building $500,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2786 Windmill Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 69 individual policies |
| Nearby Flood Policies | 77 units insured incl. 8 condo units |
| Nearby Flood Claims | 7 (2003–2024) |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2786 Windmill Point Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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