2786 Waite Ave, Riverside, CA 92503 Property Records

Riverside County property record for 2786 Waite Ave, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 1989
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Feb 2021)
Tax Bill	$8,287 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`136-312-012`

Property Details

APN / Parcel Number

Primary APN	`136-312-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,401 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,401 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2786 WAITE AVE
City	RIVERSIDE
State	CA
Zip	92503-5822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 19 MB 183/056 TR 21077-1
Legal Subdivision	TRACT 21077 1
Legal Tract	21077-1
Legal Lot Number	19
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1013
Census Tract	41404

Owner

2786 Waite Ave is owned and occupied by two individuals who bought it in February 2021.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2786 WAITE AVE, RIVERSIDE, CA 92503-5822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 19, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 13, 2017	Grant Deed, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	Jun 13, 2017 · Amount on File
Deed Document Number	2021109759
Prior Transfer Date	Jun 9, 2017
Prior Transfer Doc	0000235106
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2786 WAITE AVE, RIVERSIDE, CA 92503-5822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	USA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242152
Date	Jun 8, 2020
Instrument	2020-0242152

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 19, 2021
Property Address	2786 WAITE AVE, RIVERSIDE, CA 92503-5822
Document Number	0000109759
Map Reference	MB 183 PG 56-61
Instrument Date	Jan 20, 2021
Instrument	2021-0109759
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2786 WAITE AVE, RIVERSIDE, CA 92503-5822

Mortgage

Document Number	0000109760
Date	Feb 19, 2021
Instrument	2021-0109760

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 13, 2017
Property Address	2786 WAITE AVE, RIVERSIDE, CA 92503-5822
Document Number	0000235106
Instrument Date	Jun 9, 2017
Instrument	235106
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2786 WAITE AVE RIVERSIDE CA 925035822, RIVERSIDE, CA 92503-5822

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 13, 2017
Property Address	2786 WAITE AVE, RIVERSIDE, CA 92503-5822
Document Number	0000235105
Map Reference	MB 183 PG 56-61
Instrument Date	Jun 9, 2017
Instrument	2017-0235105
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2786 WAITE AVE, RIVERSIDE, CA 92503-5822

Mortgage

Document Number	0000235107
Date	Jun 13, 2017
Instrument	2017-0235107

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2786 Waite Ave was $8,287 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,322 (+2%) Land $82,804 Building $546,518
2025	$8,287.00	$616,983 Land $81,181 Building $535,802
2023	$7,894.00 (+6.26%)	$593,028 Land $78,030 Building $514,998
2022	$7,429.00
2021			$500,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2786 Waite Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2786 Waite Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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