Union County and Union Township property record for 2786 Spruce St, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,158 sqft · built 1953 |
| Lot Size | 0.129 acres (5,611 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Mar 2023) |
| Tax Bill | $10,612 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 19-03617-0000-00033 |
| Primary APN | 19-03617-0000-00033 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,158 sqft Living Area |
| 1st Floor Area | 1,158 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,611 sqft (0.129 acres) |
| Lot Dimensions | 110 ft deep x 51 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 2786 SPRUCE ST |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-6419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BATTLE HILL VILLAGE |
| Legal Block | 3617 |
| Legal Lot Number | 33 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 32902 |
Source: Union County and Union Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2786 SPRUCE ST, UNION, NJ 07083-6419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on Record |
| Deed Sale | Mar 27, 2023 · Amount on Record |
| Prior Sale | Mar 22, 2006 · Amount on Record |
| Deed Document Number | 202327631 |
| Deed Book / Page | 6503 / 179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Mar 27, 2023 |
| Property Address | 2786 SPRUCE ST, UNION, NJ 07083-6419 |
| Document Number | 0065030179 |
| Book / Page | 6503 / 179 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 27631 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | INNOVATION TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,359.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 JAMESTOWNE RD, MANALAPAN, NJ 07726-3517 |
| Name | Verified Name |
|---|---|
| Address | 2786 SORUCE STREET, UNION, NJ 07083-6419 |
| Document Number | 0000050289 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 50289 |
| Name | ACC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,500 (-) Land $20,500 Building $25,000 | $45,500 (-) Land $20,500 Building $25,000 | |
| 2025 | $10,612.00 (+4.36%) | $45,500 (-) Land $20,500 Building $25,000 | $45,500 (-) Land $20,500 Building $25,000 |
| 2024 | $10,169.00 (+6.86%) | ||
| 2023 | $45,500 Land $20,500 Building $25,000 | $45,500 Land $20,500 Building $25,000 | |
| 2022 | $9,516.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 34 (1984–2023) |
| Claims Outside the SFHA | 10 of 34 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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